6195 LA Porte Ter, photo 1
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Overview

3 bd2 ba1,148 sqftSingle Family
TypeSingle Family
HOA$470/yr
Built1975
Lot8,865 sqft
Living area1,148 sqft
Price / sqft$182

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorWindow TreatmentsClubhouseDeed RestrictionsFitness CenterPool

6195 LA Porte Ter is a 1975-built home in Fort Charlotte Sec 66, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,148 square feet of living space. Listed at $209,000 (about $182/sqft), 54 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $470 annually.

From the listing

Welcome to 6195 La Porte Terrace — a charming three-bedroom, two-bath home tucked on a corner lot in the amenity-rich Gardens of Gulf Cove. Well-maintained and move-in ready, it has big-ticket items already handled: a roof just four years old, hurricane impact windows, and brand-new tile flooring in the bedrooms with NO CARPET anywhere. Plus, the seller is offering a $7,000 credit at closing toward a new HVAC unit. Two separate screened areas give you carefree spots to enjoy the Florida weather, and the generous corner lot leaves plenty of room to add a pool. The lifestyle here is the real draw. For just a modest HOA fee, Gardens of Gulf Cove offers two community pools — including a heated pool with a spacious sundeck — plus a recreation center with exercise equipment, billiards, ping pong, air hockey, and a library with free Wi-Fi. Outside, you'll find tennis and pickleball courts, shuffleboard, bocce, and horseshoes. Boaters and beach lovers, take note: you're minutes from boat ramps and marinas with access to the Myakka River, Charlotte Harbor, and out to the Gulf. The sugar-sand beaches of Englewood and Manasota Key are about twenty minutes away, with Boca Grande's legendary tarpon waters just beyond. Golf, waterfront dining, and Dearborn Street's shops and farmers market are all close by. A perfect starter home or snowbird getaway. Come see it before it's gone.

The essentials

Built
1975
Price / sqft
$182
On market
79 days
Annual tax
$3,037
HOA
$470/yr
Flood zone
AE
Lot
8,865 sqft
Type
Single Family Residence

At a glance

Single family
Built 1975
Community pool
Fitness center too
8,865 sqft lot
Lot size
1,148 sqft
Living area

Payment

Est. monthly payment
$1,487/mo
Down payment (20%)
$41,800
Property taxes
$253/mo
HOA
$470/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1975
Lot
8,865 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
79
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Window Treatments
Clubhouse
Deed Restrictions
Fitness Center
Pool
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$3,037
Parcel #
412105278014

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fort Charlotte Sec 66
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
8,865 sqft
HOA
$470/yr
Lori Milakeve

Price history

Date
Event
Price
7/22/2026
Listed for sale
Source: Stellar MLS #A4700919
$209,000
$182/sqft

Neighborhood

6195 LA Porte Ter
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $209,000
$200,000 – $209,000
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 79.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,487/mo
Principal & interest$1,090
Property taxes$253
Insurance$105
HOA$39
Down payment20% · $41,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$209,000

$182 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,148 sq ft

Time on market

79 days

Year built

1975

Monthly payment

About $1,487/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,037 annual tax bill, insurance, and the $470/yr HOA fee.

HOA fee

$470/yr

Managed by Lori Milakeve.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byFINE PROPERTIESListing agent: Pamela Williams, PLLCListing data from Stellar MLS, MLS# A4700919.

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