105 Ponoka St, photo 1
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Overview

4 bd2 ba1,636 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2025
Lot10,000 sqft
Living area1,636 sqft
Price / sqft$171
Garage2 car

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About this home

Private MailboxDishwasherMicrowaveRangeRefrigerator

105 Ponoka St is a 2025-built home in Port Charlotte Sec 034, Port Charlotte. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,636 square feet of living space. Listed at $280,000 (about $171/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under Construction. Opportunity to complete this 4-bedroom, 2-bathroom single-family home currently under construction. The property is being sold as-is, with construction partially completed. Some improvements remain unfinished, including the kitchen and driveway, offering buyers the opportunity to finish the home and customize the final details. The home features a desirable open floor plan with spacious living areas, laminate flooring, and a double-car garage. A large patio provides additional outdoor living space, perfect for enjoying Florida’s year-round sunshine. Located in a growing Port Charlotte community, this property offers convenient access to shopping, dining, golf courses, parks, and outdoor recreation. The area is well known for its boating, fishing, and proximity to Gulf Coast beaches. This is a great opportunity for investors, builders, or buyers looking to complete a nearly finished home at an attractive price in Southwest Florida.

The essentials

Built
2025
Price / sqft
$171
On market
213 days
Annual tax
$505
Flood zone
X · Low risk
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
2 car garage
10,000 sqft lot
Lot size
1,636 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$1,642/mo
Down payment (20%)
$56,000
Property taxes
$42/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
10,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
213
Private Mailbox
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$505
Parcel #
402204232017

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 034
County
Charlotte
MLS Area
33954 - Port Charlotte
Lot Size
10,000 sqft

Price history

Date
Event
Price
3/10/2026
Price change
Source: Stellar MLS #S5144178
$280,000+3.7%
$171/sqft
3/10/2026
Listed for sale
Source: Stellar MLS #S5144178
$270,000
$165/sqft

Neighborhood

105 Ponoka St
Port Charlotte, FL, 33954 · 33954 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $280,000
$275,000 – $280,000
97.8% – 100% of listTops out right at the list price
80% of listList price
116 of the last 230 home closings in 33954 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 213.

Sample: 230 closed home sales in 33954 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,642/mo
Principal & interest$1,460
Property taxes$42
Insurance$140
Down payment20% · $56,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$280,000

$171 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,636 sq ft

Time on market

213 days

Year built

2025

Monthly payment

About $1,642/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $505 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byADAN INVESTMENTS REAL ESTATE GROUP, PLLCListing agent: Adan OrdonezListing data from Stellar MLS, MLS# S5144178.

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