Virtually Staged. ASSUMABLE VA LOAN AT 4.75%!!! Discover modern Florida living at 11520 Gallatin Trail, a beautifully upgraded two-story home in the award-winning North River Ranch master-planned community in Parrish, FL. Built in 2022 and offering 2,391 square feet of thoughtfully designed space, this 3-bedroom, 2.5-bathroom home backs to a serene preserve with no rear neighbors. Step inside to find luxury vinyl plank (LVP) flooring throughout both floors, absolutely no carpet. The first floor includes a dedicated home office, perfect for remote work, and an open-concept great room anchored by a built-in electric fireplace framed by custom lighted shelving. The upgraded kitchen is a chef's dream with granite countertops, stainless steel appliances, a subway-tile backsplash, breakfast bar seating, and an oversized walk-in pantry for extra storage. Upstairs, a large bonus loft creates the ideal second living space; think media room, game room, or playroom. The generous primary suite features a walk-in closet and a spa-inspired en-suite bath with both a separate soaking tub and a walk-in shower. All three bedrooms include walk-in closets, and you'll find additional closet and storage space throughout the home. Additional upgrades include a smart-home package, hurricane shutters, an in-wall pest control system, rain gutters, and an electric-vehicle (EV) charger in the attached 2-car garage. Living in North River Ranch means access to resort-style amenities: multiple pools, 20+ miles of walking and biking trails, dog parks, outdoor fitness stations, a bike-share program, and gigabit SuperStream fiber internet. The community is served by highly rated schools including Barbara A. Harvey K-8 and Parrish Community High School. Commuters love the quick connection to I-75 and US-301, with Ellenton Premium Outlets and Market Walk shopping just minutes away, Lakewood Ranch and downtown Bradenton nearby, Sarasota-Bradenton International Airport about 40 minutes out, and the Gulf Coast beaches roughly a 45-minute drive. Schedule your private showing today. ***Buyers using new financing may receive up to 1% of the loan amount toward a rate buydown or lender credit through the seller's preferred lender — inquire for details.***