802 Fern Leaf Dr, photo 1
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Overview

4 bd2 ba1,850 sqft2 car garageSingle Family
TypeSingle Family
HOA$200/qtr
Built2010
Lot6,000 sqft
Living area1,850 sqft
Price / sqft$254
Garage2 car

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About this home

Ceiling Fans(s)Crown MoldingIN Wall Pest SystemKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanStone CountersSidewalk

802 Fern Leaf Dr is a 2010-built home in Bahia Lakes Ph 3, Ruskin. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,850 square feet of living space. Listed at $469,000 (about $254/sqft), 56 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 quarterly.

From the listing

4 bedroom 2 bath lakefront home with custom built salt pool, enclosed Florida room, screened in lanai, new kitchen, new hot water heater, new air conditioning, new roof, built in ceiling Bluetooth speakers, custom wood molding and wainscoting throughout, Fireplace.

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The essentials

Built
2010
Price / sqft
$254
On market
56 days
Annual tax
$7,691
HOA
$200/qtr
Flood zone
X500 · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2010
Waterfront
Lake Front
Private pool
Auto Cleaner
2 car garage
6,000 sqft lot
Lot size

Payment

Est. monthly payment
$3,388/mo
Down payment (20%)
$93,800
Property taxes
$641/mo
HOA
$200/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2010
Lot
6,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Auto Cleaner, Fiber Optic Lighting, Gunite, In Ground, Salt Water, Screen Enclosure
Waterfront
Lake Front
Days on Market
56
Ceiling Fans(s)
Crown Molding
IN Wall Pest System
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Sidewalk
Pool
Convection Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Homestead exemption on file In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$7,691
Parcel #
U-06-32-19-9DL-000000-00338.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bahia Lakes Ph 3
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
6,000 sqft
HOA
$200/qtr
Qualified Property Management Inc

Price history

Date
Event
Price
8/15/2026
Listed for sale
Source: Stellar MLS #A4703092
$469,000+134.5%
$254/sqft
10/28/2016
Sold
Source: Hillsborough County Public Record
$200,000
$108/sqft

Neighborhood

802 Fern Leaf Dr
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $469,000
$467,500 – $469,000
99.5% – 100% of listTops out right at the list price
80% of listList price
122 of the last 210 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 56.

Sample: 210 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,388/mo
Principal & interest$2,446
Property taxes$641
Insurance$235
HOA$67
Down payment20% · $93,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$469,000

$254 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,850 sq ft

Time on market

56 days

Year built

2010

Monthly payment

About $3,388/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,691 annual tax bill, insurance, and the $200/qtr HOA fee.

HOA fee

$200/qtr

Managed by Qualified Property Management Inc.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered bySAVVY AVENUE, LLCListing agent: Moe MossaListing data from Stellar MLS, MLS# A4703092.

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