216 SW 12th St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,149 sqft

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About this home

216 SW 12th St is a home in Cape Coral, Cape Coral. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

RESIDENTIAL lot on a CANAL with public utilities and electric available. This is a great opportunity to own a residential lot on a desirable street in Cape Coral. Healthy ground has mowed grass, colorful snail shells from canal and wildflowers! Rip-rap along ground next to canal. This vacant parcel provides plenty of possibilities for building your future home or investment property. Conveniently located near shopping, dining, schools, parks, and major roads, with easy access to everything Cape Coral has to provide. Cape Coral features over 400 miles of man-made canals that provide unique waterfront living, direct boating access to the Gulf of Mexico, effective stormwater flood control, and abundant local wildlife viewing. Whether you're ready to build now or looking for a property to hold for the future, this lot is worth a look.

The essentials

On market
57 days
Annual tax
$2,158
Flood zone
X · Low risk
Lot
10,149 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Freshwater
10,149 sqft lot
Lot size

Payment

Est. monthly payment
$752/mo
Down payment (20%)
$20,000
Property taxes
$180/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,149 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Freshwater
Days on Market
57
Elementary
Patriot Elementary
Middle
Challenger Middle School
High
Cape Coral High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2026)
$2,158
Parcel #
23-44-23-C2-01974.0280

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Coral
County
Lee
MLS Area
33991 - Cape Coral
Lot Size
10,149 sqft
BuildableClearedIn CountyInterior LotLevelNear Golf CoursePaved

Price history

Date
Event
Price
8/19/2026
Listed for sale
Source: Stellar MLS #A4703640
$100,000

Neighborhood

216 SW 12th St
Cape Coral, FL, 33991 · 33991 - Cape Coral

Calculator

Est. monthly payment
$751/mo
Principal & interest$522
Property taxes$180
Insurance$50
Down payment20% · $20,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$100,000

Time on market

57 days

Monthly payment

About $752/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,158 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered bySHOWTIME REALTYListing agent: Anna Lee WilliamsListing data from Stellar MLS, MLS# A4703640.

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