21507 Bancroft Ave, photo 1
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Overview

3 bd2 ba1,066 sqftSingle Family
TypeSingle Family
HOANone listed
Built1980
Lot9,999 sqft
Living area1,066 sqft
Price / sqft$272

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenSplit BedroomStone CountersThermostatWindow TreatmentsLightingPrivate Mailbox

21507 Bancroft Ave is a 1980-built home in Port Charlotte Sec 033, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,066 square feet of living space. Listed at $290,000 (about $272/sqft), 27 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to central Port Charlotte, where a relaxed Florida lifestyle meets the freedom of a home with no HOA. This move-in ready 3-bedroom, 2-bathroom home offers a comfortable and inviting interior with tile flooring throughout the main living areas, ceiling fans, and a practical layout designed for everyday living. The kitchen features wood cabinetry, granite countertops, a breakfast bar, and a newer dishwasher, with the adjacent dining area flowing naturally into the living space. Sliding glass doors lead to the screened lanai, while the primary bedroom offers the privacy of an ensuite bath. Step outside and discover a spacious, fully fenced backyard with great potential to establish landscaping and create your own outdoor retreat. The screened lanai provides a comfortable setting for relaxing or entertaining, while two impressive 10-by-20-foot sheds offer abundant storage and flexible workspace. Both sheds have conduit in place, adding versatility for future use. The home has also been thoughtfully updated with a newer roof, owned solar panels, a new tankless electric water heater, new AC handler, new ductwork, and a newer dishwasher. An electric generator hookup has been added as an additional practical feature for Florida living. With its move-in ready condition, meaningful updates, generous outdoor space, and no HOA, this home offers a wonderful combination of comfort, flexibility, and value. The central Port Charlotte location puts you close to local shopping, dining, parks, waterways, and the outdoor recreation that makes the Gulf Coast such a desirable place to live. Whether you're looking for a full-time residence, seasonal retreat, or a home with room for hobbies and storage, this property offers an easygoing Florida lifestyle with plenty of possibilities. Come experience the home and see how well it fits the way you want to live.

The essentials

Built
1980
Price / sqft
$272
On market
28 days
Annual tax
$2,795
Flood zone
X · Low risk
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 1980
9,999 sqft lot
Lot size
1,066 sqft
Living area

Payment

Est. monthly payment
$1,890/mo
Down payment (20%)
$58,000
Property taxes
$233/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1980
Lot
9,999 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
28
Ceiling Fans(s)
Eat-in Kitchen
Split Bedroom
Stone Counters
Thermostat
Window Treatments
Lighting
Private Mailbox
Rain Gutters
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Kingsway
Middle
Port Charlotte Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,795
Parcel #
402203479008

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 033
County
Charlotte
MLS Area
33954 - Port Charlotte
Lot Size
9,999 sqft

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #A4705639
$290,000-3.3%
$272/sqft
9/11/2026
Listed for sale
Source: Stellar MLS #A4705639
$300,000
$281/sqft

Neighborhood

21507 Bancroft Ave
Port Charlotte, FL, 33954 · 33954 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $290,000
$282,500 – $290,000
97.8% – 100% of listTops out right at the list price
80% of listList price
115 of the last 228 home closings in 33954 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 28 after a $10,000 cut.

Sample: 228 closed home sales in 33954 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,890/mo
Principal & interest$1,512
Property taxes$233
Insurance$145
Down payment20% · $58,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$290,000

$272 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,066 sq ft

Time on market

28 days

Year built

1980

Monthly payment

About $1,890/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,795 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKW COASTAL LIVING IIIListing agent: Toni ZarghamiListing data from Stellar MLS, MLS# A4705639.

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