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About this home
21306 Stillwater Ave is a 1970-built home in Port Charlotte Sec 080, Port Charlotte. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,411 square feet of living space. Listed at $390,000 (about $162/sqft), 1 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.
Located in the heart of Port Charlotte, this well-maintained 3-unit property offers strong investment potential with significant upside. Conveniently close to hospitals, shopping, dining, and other Charlotte County amenities, the property features two first-floor units, each with 2 bedrooms, a full bath with closet laundry hookups, living and dining areas, a well-equipped kitchen, lanai, ample closet space, and a 1-car garage. Each unit also includes central air added comfort and control. The left unit offers a screened lanai, while the right unit includes a fully enclosed lanai with access to a large concrete patio in the fenced backyard. The second-floor studio apartment features natural light and views from three sides of the spacious main room, plus a kitchen with a breakfast bar and generous cabinet space, a walk-in closet, full bath, laminate flooring, and an assigned parking space. Major updates include upgraded electric panels, one water heater replaced in 2025, another in 2022, and the roof replaced in 2022. An excellent first investment or portfolio addition, this property also offers potential in-law living with an extra unit to help offset expenses. So many possibilities!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$390,000
$162 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,411 sq ft
Time on market
81 days
Year built
1970
Monthly payment
About $2,684/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,456 annual tax bill, insurance.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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