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Overview

3 bd2 ba1,669 sqftSingle Family
TypeSingle Family
HOA$250/yr
Built1959
Lot10,193 sqft
Living area1,669 sqft
Price / sqft$359

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersFire PitOutdoor ShowerPrivate YardStorage

1831 Bayshore Dr is a 1959-built home in Terra Ceia Estates, Terra Ceia. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,669 square feet of living space. Listed at $599,990 (about $359/sqft), 37 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $250 annually.

From the listing

Discover the rhythm of "Old Florida" on Terra Ceia Island, a hidden coastal sanctuary where life moves at the pace of the tides. This isn't just a place to live; it’s a vibrant community where golf cart parades and the annual Mullet Festival are part of the local fabric. Surrounded by the protected waters of Miguel Bay and the Terra Ceia Bay aquatic preserves, your daily backdrop includes sightings of manatees, dolphins, and the vibrant pink plumage of roseate spoonbills on a 30 foot dock. Tucked into this serene landscape is a tastefully updated three-bedroom, two-bathroom retreat that perfectly captures the island’s sophisticated yet laid-back spirit. The heart of the home is an open floor plan anchored by a recently remodeled kitchen, designed for both effortless entertaining and quiet mornings. The living space extends into a stunning Florida Room, where exposed ceiling beams and shiplap accents create an atmosphere of rustic coastal elegance. Energy-efficient vinyl high-impact insulated windows offer peace of mind throughout. Outside, the property is a true boater’s paradise and a private tropical oasis on an 80 ft wide canal. A dock constructed in 2023, equipped with a 6,000lb boat lift, offers direct access to the calm waters of the bay—perfect for kayaking, paddleboarding, or heading out to the Gulf. The expansive yard is fully fenced and serves as a lush sanctuary featuring a variety of tropical fruit trees, including lychee, papaya, mango, and pomegranate. Practicality meets the island lifestyle with two storage sheds and ample trailer parking for all your coastal toys. With the Sunshine Skyway Bridge just moments away, you have a seamless commute to the metropolitan dining, shopping, and culture of St. Pete, Tampa, and Sarasota. This is a rare opportunity to own a piece of island history, modernized for today’s lifestyle.

The essentials

Built
1959
Price / sqft
$359
On market
37 days
Annual tax
$2,997
HOA
$250/yr
Flood zone
AE
Lot
10,193 sqft
Type
Single Family Residence

At a glance

Single family
Built 1959
Waterfront
Canal - Saltwater
10,193 sqft lot
Lot size
1,669 sqft
Living area

Payment

Est. monthly payment
$3,700/mo
Down payment (20%)
$119,998
Property taxes
$250/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1959
Lot
10,193 sqft
Cooling
Mini-Split Unit(s)
Heating
Electric, Zoned
Parking
Boat, Converted Garage, Deeded, Driveway, Golf Cart Parking, Ground Level, Guest, Off Street, On Street, Open, Other, Oversized, Parking Pad, Tandem
Waterfront
Canal - Saltwater
Days on Market
37
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Fire Pit
Outdoor Shower
Private Yard
Storage
Golf Carts OK
Park
Playground
Dryer
Exhaust Fan
Microwave
Range
Refrigerator
Elementary
Palm View Elementary
Middle
Lincoln Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,997
Parcel #
2150300008

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terra Ceia Estates
County
Manatee
MLS Area
34250 - Terra Ceia/Terra Ceia Island
Lot Size
10,193 sqft
Flood Insurance RequiredFloodZoneIn CountyLevelPaved
HOA
$250/yr

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #A4706582
$599,990-9.0%
$359/sqft
9/11/2026
Listed for sale
Source: Stellar MLS #A4706582
$659,000
$395/sqft

Neighborhood

1831 Bayshore Dr
Terra Ceia, FL, 34250 · 34250 - Terra Ceia/Terra Ceia Island

Market insights

Offer Insights

Choose an offer strength

List price: $599,990
$590,000 – $599,990
98% – 100% of listTops out right at the list price
80% of listList price
218 of the last 435 home closings in Manatee County landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 37 after a $59,010 cut.

Sample: 435 closed home sales in Manatee County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,700/mo
Principal & interest$3,129
Property taxes$250
Insurance$300
HOA$21
Down payment20% · $119,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,990

$359 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,669 sq ft

Time on market

37 days

Year built

1959

Monthly payment

About $3,700/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,997 annual tax bill, insurance, and the $250/yr HOA fee.

HOA fee

$250/yr

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCOMPASS FLORIDA LLCListing agent: Stephanie Leitao, LLCListing data from Stellar MLS, MLS# A4706582.

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