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About this home
3 Michiana Pl is a 1939-built home in Acreag0001, Terra Ceia. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,144 square feet of living space. Listed at $1,599,990 (about $746/sqft), 194 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
For the dedicated angler and the true salt-water soul, this is the ultimate gateway to the Tampa Bay and the Gulf of Mexico on Terra Ceia Aquatic Preserve. Standing on your private 165-foot Trex dock, you aren’t just looking at the water—you’re immersed in the very best of "Old Florida" on Miguel Bay. This expansive waterfront setup is a boater’s dream, designed so you can spend more time on the water and less time getting there. The dock is fully equipped for a seamless transition from land to sea, featuring a remote-controlled lift, power, water, and a dedicated kayak launch. Serious fishers will appreciate the specialized storage for boating supplies, a high-capacity ice machine, and a deep freezer chest ready for the day's haul. When the sun goes down, the underwater dock light transforms the space, attracting snook and local marine life right to your feet. From your backyard, you have direct access to open water and the world-class fishing of Terra Ceia. Whether you’re chasing trophy reds in the shallow flats or heading out for a sunset cruise, the access here is unmatched. The property even features its own private shell beach, offering a rugged, natural elegance that feels worlds away from the hustle. Inside, the four-bedroom retreat is just as impressive, anchored by a modern chef’s kitchen with a Samsung Bespoke glass appliance suite and sleek Sunset quartz countertops. It’s the perfect spot to prep the catch of the day while guests gather around the oversized island. With no HOA or leasing restrictions and a location that puts you at the foot of the Sunshine Skyway, you have the freedom to live the coastal life exactly how you’ve always imagined. This is more than a home; it’s a front-row seat to the finest waters in the state.
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,599,990
$746 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,144 sq ft
Time on market
194 days
Year built
1939
Monthly payment
About $9,527/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,585 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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