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Overview

4 bd3 ba2,144 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1939
Lot12,310 sqft
Living area2,144 sqft
Price / sqft$746
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingDry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen Floorplan

3 Michiana Pl is a 1939-built home in Acreag0001, Terra Ceia. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,144 square feet of living space. Listed at $1,599,990 (about $746/sqft), 194 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

For the dedicated angler and the true salt-water soul, this is the ultimate gateway to the Tampa Bay and the Gulf of Mexico on Terra Ceia Aquatic Preserve. Standing on your private 165-foot Trex dock, you aren’t just looking at the water—you’re immersed in the very best of "Old Florida" on Miguel Bay. This expansive waterfront setup is a boater’s dream, designed so you can spend more time on the water and less time getting there. The dock is fully equipped for a seamless transition from land to sea, featuring a remote-controlled lift, power, water, and a dedicated kayak launch. Serious fishers will appreciate the specialized storage for boating supplies, a high-capacity ice machine, and a deep freezer chest ready for the day's haul. When the sun goes down, the underwater dock light transforms the space, attracting snook and local marine life right to your feet. From your backyard, you have direct access to open water and the world-class fishing of Terra Ceia. Whether you’re chasing trophy reds in the shallow flats or heading out for a sunset cruise, the access here is unmatched. The property even features its own private shell beach, offering a rugged, natural elegance that feels worlds away from the hustle. Inside, the four-bedroom retreat is just as impressive, anchored by a modern chef’s kitchen with a Samsung Bespoke glass appliance suite and sleek Sunset quartz countertops. It’s the perfect spot to prep the catch of the day while guests gather around the oversized island. With no HOA or leasing restrictions and a location that puts you at the foot of the Sunshine Skyway, you have the freedom to live the coastal life exactly how you’ve always imagined. This is more than a home; it’s a front-row seat to the finest waters in the state.

The essentials

Built
1939
Price / sqft
$746
On market
194 days
Annual tax
$4,585
Flood zone
AE
Lot
12,310 sqft
Type
Single Family Residence

At a glance

Single family
Built 1939
Waterfront
Bay/Harbor
1 car garage
0.28 acres
Lot size
2,144 sqft
Living area

Payment

Est. monthly payment
$9,527/mo
Down payment (20%)
$319,998
Property taxes
$382/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1939
Lot
12,310 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Waterfront
Bay/Harbor
Days on Market
194
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Awning(s)
Courtyard
Fire Pit
Lighting
Private Yard
Shade Shutter(s)
Storage
Golf Carts OK
Park
Playground
Bar Fridge
Dishwasher
Disposal
Electric Water Heater
Freezer
Ice Maker
Microwave
Range
Tankless Water Heater
Wine Refrigerator
Elementary
Palm View Elementary
Middle
Lincoln Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$4,585
Parcel #
2164100006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Acreag0001
County
Manatee
MLS Area
34250 - Terra Ceia/Terra Ceia Island
Lot Size
12,310 sqft
CoastalConstruction Control LineFlood Insurance RequiredFloodZoneLandscapedLevelStreet Dead-EndUnpaved

Price history

Date
Event
Price
7/31/2026
Price change
Source: Stellar MLS #A4690122
$1,599,990-3.0%
$746/sqft
-
Price change
Source: Stellar MLS #A4690122
$1,649,990-8.3%
$770/sqft
3/31/2026
Listed for sale
Source: Stellar MLS #A4690122
$1,799,990
$840/sqft

Neighborhood

3 Michiana Pl
Terra Ceia, FL, 34250 · 34250 - Terra Ceia/Terra Ceia Island

Market insights

Offer Insights

Choose an offer strength

List price: $1,599,990
$1.57M – $1.60M
98.2% – 100% of listTops out right at the list price
80% of listList price
218 of the last 434 home closings in Manatee County landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 194 after a $200,000 cut.

Sample: 434 closed home sales in Manatee County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,527/mo
Principal & interest$8,345
Property taxes$382
Insurance$800
Down payment20% · $319,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,599,990

$746 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,144 sq ft

Time on market

194 days

Year built

1939

Monthly payment

About $9,527/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,585 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOMPASS FLORIDA LLCListing agent: Stephanie Leitao, LLCListing data from Stellar MLS, MLS# A4690122.

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