903 20th Ave W, photo 1
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Overview

3 bd2 ba2,368 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1981
Lot9,500 sqft
Living area2,368 sqft
Price / sqft$375
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

903 20th Ave W is a 1981-built home in Riverside Park Rep Of A Por, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,368 square feet of living space. Listed at $889,000 (about $375/sqft), 9 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Waterfront living in West Palmetto at its finest! Set along a protected deep-water canal with no bridges and direct boating access to the Manatee River, Tampa Bay, and the Gulf, this beautifully appointed Key West-inspired home offers the ultimate Florida lifestyle. A lush tropical landscape and thoughtfully designed xeriscaping welcome you to this impeccably maintained property. Inside, the open-concept floor plan is filled with natural light and framed by tranquil water views. Beautiful wood flooring, a wood-burning fireplace, and expansive windows create a warm and inviting atmosphere. At the heart of the home, the gourmet kitchen features custom wood cabinetry, granite countertops, a large center island, stainless steel appliances, an induction cooktop, wine cooler, designer backsplash, and under-cabinet lighting. The kitchen opens effortlessly to the dining and living spaces, making it ideal for both relaxed living and entertaining. The spacious primary suite provides a private retreat with a spa-inspired bath featuring Norstone shower walls, custom dual vanities, and distinctive beadboard ceilings. A flexible bonus room offers built-in office space, wine storage, a walk-in pantry, and additional laundry storage. Two generously sized secondary bedrooms provide comfortable accommodations for family and guests. One of the home’s standout features is the bright Florida room, where eight sliding doors open to sweeping water views, creating an exceptional connection between indoor and outdoor living. The screened pool is both heated and chilled, perfect for year-round enjoyment. Step outside and discover a true boater’s paradise. The 60-foot composite dock includes water, electricity, lighting, a fish-cleaning station, and a 7,500-pound boat lift. Approximately 5 feet of water at low tide and 15/30/50-amp power provide excellent boating flexibility, with the dock accommodating vessels up to 60 feet. A waterfront gathering area with built-in swings and Bluetooth speakers, plus a storage/tackle shed and covered grilling space, make the backyard ideal for entertaining. With no HOA or deed restrictions, there is added flexibility for a full-time residence, seasonal retreat, or potential short-term rental. Located just minutes from Sarasota, Bradenton, St. Petersburg, and Tampa, the home is close to beaches, airports, restaurants, and recreation. Emerson Point Preserve is nearby, offering miles of trails, kayaking, and beautiful sunsets. A rare combination of exceptional boating access, refined comfort, and relaxed coastal living—this is more than a home; it’s a waterfront lifestyle. Your next chapter is just one showing away!

The essentials

Built
1981
Price / sqft
$375
On market
9 days
Annual tax
$4,676
Flood zone
AE
Lot
9,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 1981
Waterfront
Canal - Saltwater
Private pool
Auto Cleaner
2 car garage
Driveway
9,500 sqft lot
Lot size

Payment

Est. monthly payment
$5,470/mo
Down payment (20%)
$177,800
Property taxes
$390/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1981
Lot
9,500 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Guest
Pool
Auto Cleaner, Gunite, In Ground, Lighting, Screen Enclosure, Tile
Waterfront
Canal - Saltwater
Days on Market
9
Built-in Features
Ceiling Fans(s)
Crown Molding
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Misting System
Rain Gutters
Sidewalk
Storage
Dishwasher
Disposal
Dryer
Electric Water Heater
Freezer
Ice Maker
Microwave
Refrigerator
Washer
Wine Refrigerator
Elementary
Palmetto Elementary-MN
Middle
Lincoln Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$4,676
Parcel #
2846900054

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riverside Park Rep Of A Por
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
9,500 sqft
FloodZoneCity LimitsLandscapedSidewalkPaved

Price history

Date
Event
Price
10/2/2026
Listed for sale
Source: Stellar MLS #A4708188
$889,000
$375/sqft

Neighborhood

903 20th Ave W
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $889,000
$880,000 – $889,000
98.8% – 100% of listTops out right at the list price
80% of listList price
224 of the last 446 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 9.

Sample: 446 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,471/mo
Principal & interest$4,636
Property taxes$390
Insurance$445
Down payment20% · $177,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$889,000

$375 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,368 sq ft

Time on market

9 days

Year built

1981

Monthly payment

About $5,470/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,676 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byTIM LESTER INTERNAT'L REALTYListing agent: Tim LesterListing data from Stellar MLS, MLS# A4708188.

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