5008 Bay State Rd, photo 1
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Overview

3 bd3 ba2,941 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1981
Lot10,692 sqft
Living area2,941 sqft
Price / sqft$323
Garage2 car

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About this home

Ceiling Fans(s)Central VaccumThermostatWalk-in Closet(s)LightingRain GuttersStorageGolf Carts OK

5008 Bay State Rd is a 1981-built home in Palmetto Skyway Sub Sec 2, Palmetto. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,941 square feet of living space. Listed at $950,000 (about $323/sqft), 22 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Waterfront living takes center stage at this distinctive Palmetto residence, where approximately 81 feet of saltwater canal frontage and unobstructed access to the Intracoastal create an exceptional setting for those who want to experience Florida from the water. From quiet mornings overlooking the canal to afternoons spent boating toward Anna Maria Island, this is a home designed around the coastal lifestyle. Offering approximately 2,941 square feet, the three-bedroom, three-bath residence pairs generous living spaces with beautiful water views. Hardwood flooring lends warmth to the formal living and dining areas, while the spacious kitchen features Bosch stainless steel appliances, abundant storage, a walk-in pantry and a breakfast area overlooking the water. The primary suite enjoys its own waterfront perspective, complemented by a private screened lanai, walk-in closet and dual-vanity bath. A flexible bonus room provides an ideal setting for an office or study, while the lower-level great room opens to another screened lanai and includes a convenient pool bath and substantial storage. Outdoors, the property becomes a private waterfront retreat. A heated gunite pool is surrounded by space to relax and entertain, while the composite dock features a covered cleaning station with power and water, a 5,000-pound boat lift and additional davits. The concrete seawall and deep-water sailboat canal provide a compelling setup for boating enthusiasts, with no fixed obstructions between the property and the Intracoastal. An oversized two-car garage, metal roof and mature landscaping complete the property. Set within Palmetto Skyway, the location offers convenient access to the waters of Tampa Bay, the Intracoastal and the Gulf beyond—bringing boating, fishing and the relaxed character of Florida’s Gulf Coast directly into everyday life.

The essentials

Built
1981
Price / sqft
$323
On market
22 days
Annual tax
$8,162
Flood zone
AE
Lot
10,692 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 1981
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
Driveway
0.25 acres
Lot size

Payment

Est. monthly payment
$6,110/mo
Down payment (20%)
$190,000
Property taxes
$680/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1981
Lot
10,692 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Oversized
Pool
Gunite, Heated, In Ground, Lighting, Pool Sweep
Waterfront
Canal - Saltwater
Days on Market
22
Ceiling Fans(s)
Central Vaccum
Thermostat
Walk-in Closet(s)
Lighting
Rain Gutters
Storage
Golf Carts OK
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Palm View Elementary
Middle
Buffalo Creek Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$8,162
Parcel #
2209300009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palmetto Skyway Sub Sec 2
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
10,692 sqft
Flood Insurance RequiredLevel

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #A4706277
$950,000
$323/sqft

Neighborhood

5008 Bay State Rd
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $950,000
$940,000 – $950,000
98.8% – 100% of listTops out right at the list price
80% of listList price
223 of the last 444 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 22.

Sample: 444 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,110/mo
Principal & interest$4,955
Property taxes$680
Insurance$475
Down payment20% · $190,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$950,000

$323 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,941 sq ft

Time on market

22 days

Year built

1981

Monthly payment

About $6,110/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,162 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byDOUGLAS ELLIMANListing agent: Katie CobbListing data from Stellar MLS, MLS# A4706277.

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