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Overview

2 bd1 ba838 sqftSingle Family
TypeSingle Family
HOANone listed
Built1950
Lot5,101 sqft
Living area838 sqft
Price / sqft$542

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomWindow TreatmentsPrivate YardPark

27 Michiana Dr is a 1950-built home in Terra Ceia, Terra Ceia. Inside you'll find 2 bedrooms, 1 bathrooms, and 838 square feet of living space. Listed at $454,000 (about $542/sqft), 64 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Maximize your lifestyle and ROI at 27 Michiana Drive. This turnkey waterfront gem in Terra Ceia is primed for high-performing short-term rental yields or full time, simple island living! This 2-bedroom, 1-bathroom retreat features a bright, open floorplan that seamlessly connects the living space to a sleek, fully renovated kitchen with stainless steel appliances and modern finishes. While the interior is sophisticated and move-in ready, the outdoor space is the true showstopper. The backyard is a private oasis designed for relaxation, centered around a sparkling saltwater pool and framed by low-maintenance paved grounds. An expansive backyard deck offers the ultimate setting for coastal entertaining, all while the boat dock provides direct canal access to Tampa Bay, Intracoastal Waterway, and the Gulf of Mexico. Whether you are looking for a lucrative addition to your portfolio or a serene primary residence, this property delivers high-end functionality and undeniable waterfront appeal. Terra Ceia Village Improvement Association offers an optional membership for just $250 per year to enjoy the private Seabreeze waterfront park, 300 ft fishing dock, private boat ramp, playground, pickleball courts, and recreation hall. Just minutes from St Pete, a short commute to Tampa or Sarasota, and award winning beaches; Terra Ceia Island is a premier coastal neighborhood.

The essentials

Built
1950
Price / sqft
$542
On market
64 days
Annual tax
$4,385
Flood zone
AE
Lot
5,101 sqft
Type
Single Family Residence

At a glance

Single family
Built 1950
Waterfront
Canal - Saltwater
Private pool
In Ground
5,101 sqft lot
Lot size
838 sqft
Living area

Payment

Est. monthly payment
$2,960/mo
Down payment (20%)
$90,800
Property taxes
$365/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1950
Lot
5,101 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Curb Parking, Deeded, Driveway, Golf Cart Parking, Ground Level, Guest, On Street, Parking Pad
Pool
In Ground, Auto Cleaner, Fiber Optic Lighting, Gunite, Pool Sweep, Salt Water
Waterfront
Canal - Saltwater
Days on Market
64
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Window Treatments
Private Yard
Park
Playground
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Palm View Elementary
Middle
Lincoln Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$4,385
Parcel #
2174100004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terra Ceia
County
Manatee
MLS Area
34250 - Terra Ceia/Terra Ceia Island
Lot Size
5,101 sqft
CoastalConstruction Control LineFlood Insurance RequiredPrivate

Price history

Date
Event
Price
8/11/2026
Listed for sale
Source: Stellar MLS #A4708410
$454,000
$542/sqft

Neighborhood

27 Michiana Dr
Terra Ceia, FL, 34250 · 34250 - Terra Ceia/Terra Ceia Island

Market insights

Offer Insights

Choose an offer strength

List price: $454,000
$445,000 – $454,000
98.1% – 100% of listTops out right at the list price
80% of listList price
218 of the last 435 home closings in Manatee County landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 64.

Sample: 435 closed home sales in Manatee County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,960/mo
Principal & interest$2,368
Property taxes$365
Insurance$227
Down payment20% · $90,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$454,000

$542 per sq ft

Beds and baths

2 beds, 1 baths

Size

838 sq ft

Time on market

64 days

Year built

1950

Monthly payment

About $2,960/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,385 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOMPASS FLORIDA LLCListing agent: Stephanie Leitao, LLCListing data from Stellar MLS, MLS# A4708410.

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