561 Terranova Circle, photo 1
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Overview

4 bd2 ba1,640 sqftSingle Family
TypeSingle Family
HOA$55/mo
Built2002
Lot8,451 sqft
Living area1,640 sqft
Price / sqft$195

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

561 Terranova Circle is a 2002-built home in Terranova Ph 01, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,640 square feet of living space. Listed at $319,000 (about $195/sqft), 10 days on market. HOA runs $55 monthly.

From the listing

Welcome to this spacious 4-bedroom, 2-bath POOL home located in the well-established gated community of Terranova! This home offers a comfortable and functional floor plan with plenty of space for family, guests, a home office, or entertaining. Step outside to your private pool and fully fenced backyard with white vinyl privacy fencing, creating the perfect space to relax, entertain, and enjoy the Florida lifestyle year-round. The home is already packed with potential and is simply waiting for fresh interior and exterior paint to make it shine and add your own personal touch. Conveniently located near shopping, dining, schools, medical facilities, LEGOLAND Florida, and major roadways, you'll have everything you need just minutes away. With 4 bedrooms, 2 baths, a private pool, vinyl-fenced backyard, gated-community living, and a fantastic Winter Haven location, this home offers a great opportunity to add a few finishing touches and make it your own.

The essentials

Built
2002
Price / sqft
$195
On market
10 days
Annual tax
$2,967
HOA
$55/mo
Lot
8,451 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Private pool
8,451 sqft lot
Lot size
1,640 sqft
Living area

Payment

Est. monthly payment
$2,126/mo
Down payment (20%)
$63,800
Property taxes
$247/mo
HOA
$55/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
8,451 sqft
Cooling
-
Heating
-
Parking
-
Pool
Yes
Days on Market
10
Annual Tax (2025)
$2,967

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terranova Ph 01
County
Polk
Lot Size
8,451 sqft
HOA
$55/mo

Price history

Date
Event
Price
10/6/2026
Listed for sale
Source: Stellar MLS #A4708666
$319,000
$195/sqft

Neighborhood

561 Terranova Circle
Winter Haven, FL, 33884

Market insights

Offer Insights

Choose an offer strength

List price: $319,000
$317,500 – $319,000
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 357 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 10.

Sample: 357 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,125/mo
Principal & interest$1,664
Property taxes$247
Insurance$160
HOA$55
Down payment20% · $63,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$319,000

$195 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,640 sq ft

Time on market

10 days

Year built

2002

Monthly payment

About $2,126/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,967 annual tax bill, insurance, and the $55/mo HOA fee.

HOA fee

$55/mo

Offer

What should I offer?

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Brokered byFLATFEE.COMListing agent: Cliff GlansenListing data from Stellar MLS, MLS# A4708666.

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