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Overview

2 bd2 ba1,822 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1989
Lot6,499 sqft
Living area1,822 sqft
Price / sqft$197
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanSplit BedroomStone CountersThermostat

9908 Saint Joseph CT is a 1989-built home in Heritage Lake, New Port Richey. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,822 square feet of living space. Listed at $359,000 (about $197/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

LOCATION, LOCATION, LOCATION! A PEACEFUL, LOW MAINTENANCE LIFESTYLE AWAITS IN THIS FULLY UPGRADED, POND-VIEW HOME WITH VERY A LOW HOA FEE OF $75/MO. SINGLE FAMILY HOME ON QUIET CUL-DE-SAC IN HERITAGE LAKE, AN ACTIVE, DEED-RESTRICTED 55+ COMMUNITY. THIS 1822 SQ FT HOME OFFERS 2 BEDROOMS PLUS CONVERTIBLE DEN/OFFICE, 2 FULL BATHS, 2 CAR GARAGE, DINING ROOM, LAUNDRY ROOM, AND SPACIOUS 12 X 24 TILED LANAI OVER LOOKING COMMUNITY POND. OFFERING AN UPDATED OPEN CONCEPT FLOOR PLAN THAT INCLUDES AN OVER SIZED KITCHEN ISLAND WITH SEATING FOR SIX, HIGH END SHAKER CABINETS, NUMEROUS DRAWER BASE CABINETS, WALL OVEN, PREMIUM APPLIANCES, AND GRANITE COUNTER TOPS. ADDITIONAL UPGRADES INCLUDE CERAMIC TILE THOUGH OUT, VAULTED CEILINGS, FULL SIZE HURRICANE WINDOWS (2024), WALK-IN MASTER BATH, DUAL WALK-IN CLOSETS, WATER SOFTENER, TOO MANY FEATURES TO FULLY LIST. COME SEE FOR YOURSELF. THIS RESIDENCE TRULY EMBRACES THE QUINTESSENTIAL FLORIDA LIFESTYLE, OFFERING A LARGE COMMUNITY HEATED POOL AND SPA, LIBRARY, CARD ROOM, BILLIARD ROOM, TENNIS, PICKLEBALL, BOCCE, AND SHUFFLEBOARD. MANY SOCIAL OPPORTUNITIES INCLUDING DINNER CLUB, DANCES, COMEDIANS, MOVIE NIGHT, CARDS, LUAU, BOWLING LEAGUE, ETC. ALL AMENITIES ARE INCLUDED FOR THE LOW HOA FEE OF $75 PER MONTH. CONVENIENTLY LOCATED APPROX 35 MINUTES FROM BOTH TAMPA AND ST. PETE AIRPORTS. HVAC (2020), ROOF (2022), EXTERIOR PAINT, SIDING AND GUTTERS (2025). NO FLOOD INSURANCE REQUIRED

The essentials

Built
1989
Price / sqft
$197
On market
3 days
Annual tax
$4,200
Flood zone
X · Low risk
Lot
6,499 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Waterfront
Pond
2 car garage
6,499 sqft lot
Lot size
1,822 sqft
Living area

Payment

Est. monthly payment
$2,402/mo
Down payment (20%)
$71,800
Property taxes
$350/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
6,499 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Waterfront
Pond
Days on Market
3
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Sidewalk
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Ice Maker
Microwave
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2026)
$4,200
Parcel #
16-26-13-008.B-000.00-136.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage Lake
County
Pasco
MLS Area
34655 - New Port Richey/Seven Springs/Trinity
Lot Size
6,499 sqft

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #A4709819
$359,000
$197/sqft

Neighborhood

9908 Saint Joseph CT
New Port Richey, FL, 34655 · 34655 - New Port Richey/Seven Springs/Trinity

Market insights

Offer Insights

Choose an offer strength

List price: $359,000
$357,500 – $359,000
99.4% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 34655 landed at this number or higher (50%). The median one sat 24 days before it went under contract, and this one is on day 3.

Sample: 260 closed home sales in 34655 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,402/mo
Principal & interest$1,872
Property taxes$350
Insurance$180
Down payment20% · $71,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,000

$197 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,822 sq ft

Time on market

3 days

Year built

1989

Monthly payment

About $2,402/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,200 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySAVVY AVENUE, LLCListing agent: Moe MossaListing data from Stellar MLS, MLS# A4709819.

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