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Overview

4 bd2 ba1,993 sqft2 car garageSingle Family
TypeSingle Family
HOA$239/qtr
Built2017
Lot7,216 sqft
Living area1,993 sqft
Price / sqft$231
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanGardenLighting

12343 Moss Lake Loop is a 2017-built home in Villages/Trinity Lakes, New Port Richey. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,993 square feet of living space. Listed at $460,000 (about $231/sqft), 68 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $239 quarterly.

From the listing

4 BEDROOMS • 2 BATHROOMS • SINGLE-STORY • BUILT IN 2017 • GATED COMMUNITY • 1,993 SQ FT • SPLIT-BEDROOM FLOOR PLAN • GRANITE COUNTERTOPS • OVERSIZED KITCHEN ISLAND • WALK-IN PANTRY • LARGE PRIMARY SUITE • WALK-IN CLOSET • INTERIOR LAUNDRY ROOM • 2-CAR GARAGE • ROOF, HVAC & WATER HEATER 2017 • ZONED FOR SEVEN SPRINGS MIDDLE & J.W. MITCHELL HIGH Welcome to 12343 Moss Lake Loop, New Port Richey, FL 34655, located in the Villages of Trinity Lakes — a gated community in the highly sought-after Trinity/Seven Springs area. Built in 2017, this single-story home offers 4 bedrooms, 2 bathrooms and approximately 1,993 square feet of living space, giving you the newer construction, flexible layout and location that so many buyers are searching for. From the moment you walk inside, you can tell this home has been exceptionally well cared for :). The open layout makes the main living area feel spacious and connected, while the four-bedroom split floor plan gives everyone their own space and privacy. At the center of the home is a kitchen designed to actually be used and enjoyed :). You'll find granite countertops, an oversized center island with breakfast-bar seating, stainless steel appliances, plenty of cabinetry and a large pantry. The kitchen flows directly into the main living and dining areas, making it equally comfortable for a quiet night at home or a house full of friends and family. The primary suite is tucked away from the secondary bedrooms and offers plenty of room to unwind. It features a large walk-in closet, dual-sink vanity and step-in shower, creating a comfortable private retreat at the end of the day. On the opposite side of the home, three additional bedrooms provide the flexibility today's buyers are looking for. Use all four as bedrooms, or turn one into a home office, gym, playroom or hobby space :). An interior laundry room with additional cabinetry provides even more everyday storage. And here's something buyers will appreciate beyond the cosmetic features: the home has a clean 4-point inspection and is fully insurable, while the roof, HVAC system and water heater date to 2017. That means you're looking at a relatively young home where the major components aren't decades old. For families considering the area, current listing information places the home in the Odessa Elementary, Seven Springs Middle and J.W. Mitchell High School attendance zones. Seven Springs Middle currently carries an 8/10 GreatSchools rating. School boundaries and ratings can change, so buyers should independently verify enrollment eligibility with Pasco County Schools. The location may be one of the home's biggest advantages. You're in the Trinity/New Port Richey 34655 area, just off the Route 54 corridor with convenient access to shopping, restaurants, parks and everyday necessities. Tampa International Airport is roughly 35–40 minutes away under typical routing estimates, while Tampa and the Gulf Coast are within easy reach :). If you've been searching for a move-in-ready 4-bedroom home in New Port Richey or Trinity, a newer single-story home in a gated community, a home zoned for Seven Springs Middle and Mitchell High, or a 2017-built home near State Road 54, 12343 Moss Lake Loop checks a lot of difficult-to-find boxes. This isn't a home that needs to be completely reimagined after you move in. It's been cared for, it offers a smart floor plan, and it's ready for someone new to make it home :).

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The essentials

Built
2017
Price / sqft
$231
On market
68 days
Annual tax
$7,165
HOA
$239/qtr
Flood zone
X · Low risk
Lot
7,216 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
2 car garage
Covered
7,216 sqft lot
Lot size
1,993 sqft
Living area

Payment

Est. monthly payment
$3,306/mo
Down payment (20%)
$92,000
Property taxes
$597/mo
HOA
$239/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
7,216 sqft
Cooling
Central Air
Heating
Electric
Parking
Covered, Curb Parking, Driveway, Guest, On Street
Days on Market
68
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Garden
Lighting
Private Mailbox
Rain Gutters
Sidewalk
Sprinkler Metered
Gated Community - No Guard
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$7,165
Parcel #
17-26-33-032.0-001.00-009.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages/Trinity Lakes
County
Pasco
MLS Area
34655 - New Port Richey/Seven Springs/Trinity
Lot Size
7,216 sqft
Cleared
HOA
$239/qtr
Qualified Property Mgmt. - Taylor

Price history

Date
Event
Price
10/21/2026
Price change
Source: Stellar MLS #TB8546695
$460,000-2.1%
$231/sqft
9/8/2026
Listed for sale
Source: Stellar MLS #TB8546695
$470,000+61.5%
$236/sqft
8/10/2017
Sold
Source: Pasco County Public Record
$291,000
$146/sqft

Neighborhood

12343 Moss Lake Loop
New Port Richey, FL, 34655 · 34655 - New Port Richey/Seven Springs/Trinity

Market insights

Offer Insights

Choose an offer strength

List price: $460,000
$455,000 – $460,000
99.1% – 100% of listTops out right at the list price
80% of listList price
155 of the last 308 home closings in 34655 landed at this number or higher (50%). The median one sat 24 days before it went under contract, and this one is on day 68 after a $10,000 cut.

Sample: 308 closed home sales in 34655 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,306/mo
Principal & interest$2,399
Property taxes$597
Insurance$230
HOA$80
Down payment20% · $92,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$460,000

$231 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,993 sq ft

Time on market

68 days

Year built

2017

Monthly payment

About $3,306/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,165 annual tax bill, insurance, and the $239/qtr HOA fee.

HOA fee

$239/qtr

Managed by Qualified Property Mgmt. - Taylor.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Phil Schaeffer, IIIListing data from Stellar MLS, MLS# TB8546695.

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