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Overview

4 bd4 ba2,444 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1984
Lot10,600 sqft
Living area2,444 sqft
Price / sqft$245
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanWalk-in Closet(s)Private Yard

3848 Topsail Trl is a 1984-built home in Flor A Mar, New Port Richey. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,444 square feet of living space. Listed at $599,900 (about $245/sqft), 282 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

High and Dry. One of a kind, Florida Living, water community. Private beaches. No HOA. No water intrusion from Helene or Milton. This pool home is move-in ready. Large corner lot in Gulf Harbor community. Optional HOA, ($125.00 annually) and optional community membership ($200.00 annually) gives you access to private beaches, boat ramps , fishing, community events, and many social and recreational activities without ever leaving the community. Golf Harbor is close to the airport and has a nature preserve for you nature seekers. This 4/BR, 3 ½ /BA home has a split floor plan and ceramic tile throughout the house. New roof 2020, fencing 2017, electric panel 2023, pool deck and tiles 2022. This home sits high and dry. Hurricane Helene and Milton (2024) did not cause any water incursion. The 4th bedroom has its own bathroom that can be used as a pool bath or an in-law suite or lockout for rental. The home features a wood burning fireplace in the family room. Kitchen has stainless steel appliances with wood cabinetry. The lanai is huge and screened with sliders entering from the family room, dining room and master/primary bedroom. The living room sliders open all the way back as if you were outside on the lanai. The yard has a beautiful privacy fenced with mature landscaping. The Gulf is all around in this water community. The house has plenty of storage with walk in closets and an oversized garage. Schedule an appointment.

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The essentials

Built
1984
Price / sqft
$245
On market
282 days
Annual tax
$7,573
Flood zone
AE
Lot
10,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
Private pool
Gunite
2 car garage
10,600 sqft lot
Lot size
2,444 sqft
Living area

Payment

Est. monthly payment
$4,060/mo
Down payment (20%)
$119,980
Property taxes
$631/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
10,600 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, In Ground, Salt Water
Days on Market
282
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Walk-in Closet(s)
Private Yard
Rain Gutters
Deed Restrictions
Golf Carts OK
Park
Playground
Restaurant
Sidewalks
Special Community Restrictions
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Mittye P. Locke-PO
Middle
Gulf Middle-PO
High
Gulf High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$7,573
Parcel #
15-26-12-076.0-018.00-041.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Flor A Mar
County
Pasco
MLS Area
34652 - New Port Richey
Lot Size
10,600 sqft

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #G5107515
$599,900-4.0%
$245/sqft
-
Price change
Source: Stellar MLS #G5107515
$624,900-3.8%
$256/sqft
2/5/2026
Listed for sale
Source: Stellar MLS #G5107515
$649,900
$266/sqft

Neighborhood

3848 Topsail Trl
New Port Richey, FL, 34652 · 34652 - New Port Richey

Market insights

Offer Insights

Choose an offer strength

List price: $599,900
$590,000 – $599,900
98.1% – 100% of listTops out right at the list price
80% of listList price
149 of the last 297 home closings in 34652 landed at this number or higher (50%). The median one sat 39 days before it went under contract, and this one is on day 282 after a $50,000 cut.

Sample: 297 closed home sales in 34652 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,060/mo
Principal & interest$3,129
Property taxes$631
Insurance$300
Down payment20% · $119,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,900

$245 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,444 sq ft

Time on market

282 days

Year built

1984

Monthly payment

About $4,060/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,573 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Have another question?

Brokered byEXP REALTY LLCListing agent: Sabrina Deem, PAListing data from Stellar MLS, MLS# G5107515.

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