4685 Riverside Dr, photo 1
Active
1 / 24

Overview

0 baLand
TypeLand
HOANone listed
Lot43,560 sqft

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

4685 Riverside Dr is a home in S Cleveland, Punta Gorda. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

No HOA, 1 full acre, Charlotte Harbor views, and the ability to bring your dreams to life! This is the kind of Punta Gorda homesite that brings together space, scenery, and freedom. Positioned just across the street from Charlotte Harbor, this parcel offers a stunning coastal backdrop for your future build, with a northwest front exposure that opens the door to breathtaking sunset views over the water. Whether you picture a custom home, a peaceful retreat, or a long-term investment, this location delivers the Florida lifestyle buyers look for. CITY WATER is available, and Comcast cable/internet capability keeps the property connected without sacrificing the relaxed, natural setting. Darst Park is just 2 minutes away with a 24-hour boat ramp, making it easy to launch a boat, kayak, canoe, or paddleboard and spend the day on the water. Even with its quiet, scenic feel, you are only about 5 minutes from historic downtown Punta Gorda, Punta Gorda Airport, and I-75. No HOA means more flexibility, fewer layers of restriction, and more room to bring your vision to life. If you have been waiting for land near the water with views, space, convenience, and no HOA, this is the one to see.

Request documents

Free. Tap one and our team sends it over.

The essentials

On market
520 days
Annual tax
$425
Flood zone
AE
Lot
43,560 sqft
Type
Land

At a glance

Land
Water views
Trees/Woods
1.00 acres
Lot size

Payment

Est. monthly payment
$578/mo
Down payment (20%)
$19,000
Property taxes
$35/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
43,560 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
520
Elementary
East Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$425
Parcel #
402334257001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
S Cleveland
County
Charlotte
MLS Area
33982 - Punta Gorda
Lot Size
43,560 sqft
In CountyIrregular LotLevelNear MarinaNear Railroad SidingOversized LotPaved

Price history

Date
Event
Price
6/2/2026
Price change
Source: Stellar MLS #C7509685
$95,000-4.0%
-
Price change
Source: Stellar MLS #C7509685
$99,000-1.0%
5/9/2025
Listed for sale
Source: Stellar MLS #C7509685
$100,000

Neighborhood

4685 Riverside Dr
Punta Gorda, FL, 33982 · 33982 - Punta Gorda

Calculator

Est. monthly payment
$578/mo
Principal & interest$495
Property taxes$35
Insurance$48
Down payment20% · $19,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$95,000

Time on market

520 days

Monthly payment

About $578/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $425 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byRE/MAX HARBOR REALTYListing agent: Kira ColemanListing data from Stellar MLS, MLS# C7509685.

Keep exploring Florida

Pick up where you left off, or see what else is out there.