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About this home
3119 Sunny Harbor Dr is a 1983-built home in Pelican Harbor Mob Home Estates, Punta Gorda. Inside you'll find 2 bedrooms, 1 bathrooms, and 714 square feet of living space. Listed at $124,900 (about $175/sqft), 157 days on market. Flood zone AE* - confirm flood insurance requirements with your lender. HOA runs $175 monthly.
TURNKEY WATERFRONT VALUE IN PELICAN HARBOR — BEAUTIFULLY REMODELED & MOVE-IN READY! Welcome to this charming canal-front home offering direct access to the Peace River, Charlotte Harbor, and the Gulf of America — all at an unbeatable price point. Thoughtfully renovated from top to bottom, this home is being sold fully furnished and equipped so you can start living the Florida lifestyle from day one. WATERFRONT FEATURES: Enjoy the serenity of canal-front living from your private wood deck and dock — perfect for fishing, kayaking, or simply soaking in the peaceful water views. The dock includes electric and water access with no fixed bridges to open water. MAJOR UPDATES — MOVE IN WITH CONFIDENCE: Beautifully remodeled interior with updated flooring, fresh interior paint, and modern finishes throughout. INTERIOR FEATURES: Light and bright open-concept living, dining, and kitchen areas. All appliances included. Inside laundry included. Covered aluminum carport with two assigned spaces. Sold fully furnished — truly turnkey. THE VALUE IS IN THE HOA — ONLY $175/MONTH ALL-IN: Here's what makes Pelican Harbor stand out from every other community in the area — your $175 monthly HOA fee covers water, sewer, trash, road maintenance, AND access to all community amenities. That's not a typo. Compare that to comparable SWFL 55+ communities where HOA fees routinely run $400–$700/month and utilities are separate. AMENITIES INCLUDED: Heated community pool • Remodeled clubhouse (post-Hurricane Milton) • Shuffleboard courts • Bocce ball • Horseshoe pits • FREE boat/RV/trailer storage • Active social calendar with weekly events, dinners, and activities year-round. COMMUNITY UPGRADES: All community roads repaved (2025). Upgraded water treatment plant (2025). Professionally managed by Gateway Management Group — a well-run, financially responsible association. PEACE OF MIND: Professional pest control maintained. Energy-efficient insulation upgrade. Association approval required — application and rental forms attached. PELICAN HARBOR — PUNTA GORDA'S BEST-KEPT SECRET: This resident-owned, deed-restricted 55+ community sits just east of downtown Punta Gorda with easy access to Fishermen's Village, waterfront dining, the farmer's market, US-41, and I-75. About 75% of homes in the community sit on the canal or Peace River — and this one is among them. Consider a REVERSE MORTGAGE Purchase — put down 40–50% and never make a monthly mortgage payment for as long as you live in the home. Preserve your savings, protect your lifestyle, and enjoy true financial peace of mind in paradise. Don't miss this rare opportunity to own a fully updated, turnkey waterfront home in one of Charlotte County's most affordable and amenity-rich 55+ communities.
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$124,900
$175 per sq ft
Beds and baths
2 beds, 1 baths
Size
714 sq ft
Time on market
157 days
Year built
1983
Monthly payment
About $1,016/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,525 annual tax bill, insurance, and the $175/mo HOA fee.
HOA fee
$175/mo
Managed by Gateway Management.
Flood zone
Zone AE*
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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