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Overview

4 bd3 ba2,349 sqft3 car garageSingle Family
TypeSingle Family
HOA$816/qtr
Built2020
Lot12,743 sqft
Living area2,349 sqft
Price / sqft$383
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Wood Cabinets

15240 Spanish Point Dr is a 2020-built home in Harbor West, Port Charlotte. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,349 square feet of living space. Listed at $899,000 (about $383/sqft), 106 days on market. Flood zone 8AE - confirm flood insurance requirements with your lender. HOA runs $816 quarterly.

From the listing

Calling Investors-Assumable lease in place. WELCOME TO A TRULY SPECIAL WATERFRONT offering where NATURAL BEAUTY, PRIVACY, and BOATING FREEDOM come together in one unforgettable setting. Located along the highly desirable Butterford Waterway, this home is perfectly positioned with the CHARLOTTE HARBOR STATE PARK PRESERVE DIRECTLY BEHIND IT, delivering breathtaking views that will NEVER be built on. The result is a rare sense of openness and tranquility that is becoming increasingly hard to find in Southwest Florida. Step outside and experience RESORT-STYLE LIVING at its finest. The expansive 44-FOOT LAP POOL features a sun shelf with built-in umbrella stand and is surrounded by a PANORAMIC SCREENED ENCLOSURE, creating an ideal environment for both entertaining and everyday relaxation. Whether you’re hosting friends or enjoying a quiet evening under the stars, this outdoor space is designed to impress. For boating enthusiasts, this property checks every box. A PRIVATE DOCK WITH SUNDECK leads to a 10,000 LB BOAT LIFT, offering SAILBOAT ACCESS WITH NO FIXED BRIDGES and a direct route to CHARLOTTE HARBOR AND THE GULF OF MEXICO — perfect for fishing, cruising, or spontaneous sunset adventures. Inside, the home continues to deliver with SOARING CEILINGS, elegant architectural accents, and TILE FLOORING THROUGHOUT for a clean, cohesive look. The kitchen is both functional and stylish, featuring GRANITE COUNTERTOPS and STAINLESS STEEL APPLIANCES, including an upgraded refrigerator with an integrated KEURIG COFFEE SYSTEM — a small detail that adds big convenience to everyday living. Additional highlights include a DURABLE TILE ROOF, EPOXY-COATED GARAGE FLOOR, and HURRICANE SHUTTERS, offering peace of mind and long-term value. With PRESERVE VIEWS, WIDE WATER FRONTAGE, and TRUE BOATING ACCESS, this home offers a lifestyle — not just a place to live. Properties that combine this level of privacy, scenery, and functionality rarely come available. THIS is Florida waterfront living — elevated.

The essentials

Built
2020
Price / sqft
$383
On market
254 days
Annual tax
$4,503
HOA
$816/qtr
Flood zone
8AE
Lot
12,743 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Waterfront
Bay/Harbor
Private pool
Heated
3 car garage
0.29 acres
Lot size

Payment

Est. monthly payment
$5,786/mo
Down payment (20%)
$179,800
Property taxes
$375/mo
HOA
$816/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
12,743 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, Heated, In Ground
Waterfront
Bay/Harbor, Brackish Water, Canal - Brackish, Canal - Saltwater, Canal Front, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon
Days on Market
254
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Rain Gutters
Sliding Doors
Street Lights
Built-in Oven
Dishwasher
Dryer
Microwave
Washer
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone 8AE
Annual Tax (2025)
$4,503
Parcel #
412109432031

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor West
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
12,743 sqft
HOA
$816/qtr
Harbor West

Price history

Date
Event
Price
1/28/2026
Listed for sale
Source: Stellar MLS #C7521128
$899,000
$383/sqft

Neighborhood

15240 Spanish Point Dr
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $899,000
$860,000 – $899,000
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 254.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,785/mo
Principal & interest$4,689
Property taxes$375
Insurance$450
HOA$272
Down payment20% · $179,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$899,000

$383 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,349 sq ft

Time on market

254 days

Year built

2020

Monthly payment

About $5,786/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,503 annual tax bill, insurance, and the $816/qtr HOA fee.

HOA fee

$816/qtr

Managed by Harbor West.

Flood zone

Zone 8AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byGRANT TEAM REAL ESTATE, LLCListing agent: Christopher GrantListing data from Stellar MLS, MLS# C7521128.

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