Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CORAL LAKES - CORAL CREEK
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$167/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
12775 Seagrass Dr is a 2026-built home in Coral Lakes - Coral Creek, Punta Gorda. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,045 square feet of living space. Listed at $374,999 (about $183/sqft), 177 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $167 monthly.
Under Construction. Discover your new home in Coral Lakes, Punta Gorda’s vibrant new community by D. R. Horton! Ideally located off Burnt Store Road, this thoughtfully planned neighborhood will feature more than 800 beautiful homes once complete. The Lantana model offers 4 bedrooms, 2.5 bathrooms, with 2045 sq. ft. of bright, open living space with an elegant water view to enjoy from your large lanai. Enjoy impact storm windows throughout, quartz countertops, a modern kitchen, high ceilings, and smart home technology designed to make everyday living effortless. At Coral Lakes, you’ll experience resort-style living with amenities including a sparkling pool, five pickleball courts, a clubhouse, fitness center, event lawn, and a children’s play area – all just steps from your front door. Major shopping plaza being built close by.
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 240 closed home sales in 33955 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$374,999
$183 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,045 sq ft
Time on market
179 days
Year built
2026
Monthly payment
About $2,352/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $500 annual tax bill, insurance, and the $167/mo HOA fee.
HOA fee
$167/mo
Managed by Shamil Porto- Inframark.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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