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Overview

4 bd3 ba2,916 sqft2 car garageSingle Family
TypeSingle Family
HOA$210/yr
Built1990
Lot11,754 sqft
Living area2,916 sqft
Price / sqft$171
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Central VaccumEat-in KitchenLiving Room/Dining Room ComboSolid Wood CabinetsSplit BedroomThermostat

194 Maracal Way is a 1990-built home in Punta Gorda Isles Sec 20, Punta Gorda. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,916 square feet of living space. Listed at $498,500 (about $171/sqft), 204 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $210 annually.

From the listing

Welcome to the desirable Deep Creek neighborhood of Punta Gorda! This spacious 4-bedroom solar-powered pool home offers over 2,900 square feet under air and more than 3,800 total square feet of living space. The home features a generous Owner’s Suite with oversized closets, a double vanity, garden tub, and separate shower, along with a second full bath. Enjoy Florida living in the large screened lanai and pool area, perfect for relaxing or entertaining. The large great room features cathedral ceilings and a cozy wood-burning fireplace, creating an inviting space for gathering with family and friends. Located in a sought-after community and not in a flood zone, this home offers comfort, space, and convenience in a fantastic location. Solar panels are owned and paid off.

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The essentials

Built
1990
Price / sqft
$171
On market
204 days
Annual tax
$5,238
HOA
$210/yr
Flood zone
X · Low risk
Lot
11,754 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
Private pool
Gunite
2 car garage
Circular Driveway
0.27 acres
Lot size
2,916 sqft
Living area

Payment

Est. monthly payment
$3,303/mo
Down payment (20%)
$99,700
Property taxes
$437/mo
HOA
$210/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
11,754 sqft
Cooling
Central Air
Heating
Central, Solar
Parking
Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side
Pool
Gunite, In Ground, Outside Bath Access, Screen Enclosure
Days on Market
204
Cathedral Ceiling(s)
Ceiling Fans(s)
Central Vaccum
Eat-in Kitchen
Living Room/Dining Room Combo
Solid Wood Cabinets
Split Bedroom
Thermostat
Walk-in Closet(s)
Storage
Deed Restrictions
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,238
Parcel #
402305257006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 20
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
11,754 sqft
Level
HOA
$210/yr
Sec 20 Property owners association

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #C7523692
$498,500-5.0%
$171/sqft
-
Price change
Source: Stellar MLS #C7523692
$525,000-2.8%
$180/sqft
3/20/2026
Listed for sale
Source: Stellar MLS #C7523692
$540,000
$185/sqft

Neighborhood

194 Maracal Way
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $498,500
$485,000 – $498,500
97.1% – 100% of listTops out right at the list price
80% of listList price
91 of the last 180 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 204 after a $41,500 cut.

Sample: 180 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,303/mo
Principal & interest$2,600
Property taxes$437
Insurance$249
HOA$18
Down payment20% · $99,700
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$498,500

$171 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,916 sq ft

Time on market

204 days

Year built

1990

Monthly payment

About $3,303/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,238 annual tax bill, insurance, and the $210/yr HOA fee.

HOA fee

$210/yr

Managed by Sec 20 Property owners association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byRE/MAX PALM REALTYListing agent: Caleb MaxwellListing data from Stellar MLS, MLS# C7523692.

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