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Overview

4 bd3 ba2,374 sqft3 car garageSingle Family
TypeSingle Family
HOA$736.65/qtr
Built2020
Lot13,899 sqft
Living area2,374 sqft
Price / sqft$400
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanThermostatSidewalkBuilt-in OvenCooktopDishwasherDisposalFreezer

15024 Spanish Point Dr is a 2020-built home in Harbor West, Port Charlotte. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,374 square feet of living space. Listed at $950,000 (about $400/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $736.65 quarterly.

From the listing

Tucked behind the gates of Harbor West, this exceptional waterfront residence delivers the kind of Southwest Florida lifestyle most buyers spend years searching for. Built in 2020 and positioned on an oversized canal-front homesite with direct Gulf access, this custom-designed 4-bedroom, 2.5-bath home blends modern coastal luxury with true boating convenience. From the moment you enter, the attention to detail is unmistakable — soaring ceilings, crown molding, coffered and tray ceiling accents, designer finishes, expansive impact windows, and an open split-bedroom floorplan designed to maximize both privacy and water views. The heart of the home is a beautifully appointed chef’s kitchen overlooking the spacious great room and waterfront backdrop, complete with premium appliances, custom cabinetry, wine refrigeration, and generous entertaining space. Large sliding glass doors create seamless indoor-outdoor living, allowing the main living areas to flow effortlessly toward the lanai and waterfront setting. Whether hosting guests, enjoying sunset dinners, or heading out for a day on the water, this property was designed around the Florida coastal lifestyle. The oversized 3-car garage provides ample room for vehicles, storage, and recreational equipment, while the spacious lot offers a level of openness and privacy rarely found in newer waterfront communities. Enjoy quick boating access to Charlotte Harbor and the Gulf, with world-class fishing, island hopping, waterfront dining, and the beaches of Boca Grande all nearby. Harbor West is one of the area’s most desirable gated waterfront communities, offering a peaceful residential atmosphere while remaining conveniently close to shopping, restaurants, golf courses, marinas, and everyday amenities. HOA permits leasing with 30-day minimum terms, making this property attractive both as a primary residence and as a potential seasonal or investment property. A rare opportunity to own a newer luxury waterfront home that combines quality construction, elegant finishes, Gulf-access boating, and an unbeatable coastal location.

The essentials

Built
2020
Price / sqft
$400
On market
156 days
Annual tax
$11,174
HOA
$736.65/qtr
Flood zone
AE
Lot
13,899 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Waterfront
Canal - Brackish
Private pool
In Ground
3 car garage
0.32 acres
Lot size

Payment

Est. monthly payment
$6,607/mo
Down payment (20%)
$190,000
Property taxes
$931/mo
HOA
$736.65/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
13,899 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Waterfront
Canal - Brackish
Days on Market
156
Open Floorplan
Thermostat
Sidewalk
Built-in Oven
Cooktop
Dishwasher
Disposal
Freezer
Microwave
Refrigerator
Elementary
Vineland Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$11,174
Parcel #
412109432004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor West
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
13,899 sqft
HOA
$736.65/qtr
Diana Stanislav

Price history

Date
Event
Price
5/6/2026
Listed for sale
Source: Stellar MLS #C7525859
$950,000
$400/sqft

Neighborhood

15024 Spanish Point Dr
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $950,000
$910,000 – $950,000
95.7% – 100% of listTops out right at the list price
80% of listList price
230 of the last 455 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 156.

Sample: 455 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,606/mo
Principal & interest$4,955
Property taxes$931
Insurance$475
HOA$246
Down payment20% · $190,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$950,000

$400 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,374 sq ft

Time on market

156 days

Year built

2020

Monthly payment

About $6,607/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,174 annual tax bill, insurance, and the $736.65/qtr HOA fee.

HOA fee

$736.65/qtr

Managed by Diana Stanislav.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byREALTY HUBListing agent: Paula StewartListing data from Stellar MLS, MLS# C7525859.

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