12397 & 12405 Mitchell Ter, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot22,945 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

12397 & 12405 Mitchell Ter is a home in Port Charlotte Sec 060, Port Charlotte. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Paradise Awaits....Time to Start Planning your Florida Dream Home on this Double Waterfront Lot in one of the most sought after Waterfront Communities in Port Charlotte..... Gulf Cove is a peaceful residential community with optional HOA. If you choose to participate, a low yearly fee grants you permission to use the private boat ramp and private community park. This property offers 160 sf of waterfront access out to the Myakka River to the Gulf of America...Nearby water, sewer and electric.... Plenty to do in the area including: Boating & Fishing, Nature & Biking, Beach Hopping & Sunsets, Golfing, Dining & Local Events and more...Nearby beaches as close as 20 minutes away.... Time to Enjoy the Florida Lifestyle!! Build your Dream Home Now!! Plenty of local builders to help plan your New Florida Home...Call today...

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The essentials

On market
122 days
Annual tax
$2,081
Flood zone
AE
Lot
22,945 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Saltwater
0.52 acres
Lot size

Payment

Est. monthly payment
$2,173/mo
Down payment (20%)
$70,000
Property taxes
$173/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
22,945 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Saltwater
Days on Market
122
Flood Zone AE
Annual Tax (2025)
$2,081
Parcel #
402130203015

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 060
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
22,945 sqft
Paved

Price history

Date
Event
Price
6/18/2026
Listed for sale
Source: Stellar MLS #C7527333
$350,000

Neighborhood

12397 & 12405 Mitchell Ter
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Calculator

Est. monthly payment
$2,174/mo
Principal & interest$1,825
Property taxes$173
Insurance$175
Down payment20% · $70,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$350,000

Time on market

122 days

Monthly payment

About $2,173/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,081 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byCOLDWELL BANKER SUNSTAR REALTYListing agent: Debbie BenniceListing data from Stellar MLS, MLS# C7527333.

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