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Overview

2 bd2 ba1,341 sqft2 car garageVilla
TypeVilla
Condo dues$650/mo
Built2001
Lot3,796 sqft
Living area1,341 sqft
Price / sqft$183
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatWindow TreatmentsLighting

3810 Cobia Villas CT is a 2001-built home in Villas At Cobia Cay Condo, Punta Gorda. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,341 square feet of living space. Listed at $245,000 (about $183/sqft), 121 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $650 monthly.

From the listing

HUGE PRICE REDUCTION! EASILY THE BEST VALUE IN THE MARINA! YOU WILL WANT TO SEE THIS WONDERFUL RANCH-STYLE VILLA on a quiet cul-de-sac located in the incredible resort community of BURNT STORE MARINA! We have 2 bedrooms, 2 full baths, and a spacious 2-car garage for your golf cart and all of your boating and beach gear. This villa has a handsome paver driveway and mature tropical landscaping for peace and privacy for your family and friends to enjoy. Plus a new AC system in 2023 and a NEW Florida-tile roof and gutters in 2024! The well-appointed open kitchen has stone counters, Shaker-style cabinetry, and a new microwave. The cheery open living area has an expanded room to provide plenty of entertaining space. The inviting master suite has a relaxing en suite bath area and two roomy closets, while the private guest area has a comfortable bedroom and full bath. All of the many amenities of the Marina resort community are nearby, including a 27 hole Country Club, a fully-equipped Racquet Club and Fitness Center, and a popular waterfront restaurant with entertainment nearly every night. Burnt Store Marina is the largest deep-water marina on Florida's west coast with world-class fishing and quick access to the Gulf of America. Folks come to this friendly community for a visit, and then stay for a lifetime!!

The essentials

Built
2001
Price / sqft
$183
On market
121 days
Annual tax
$2,394
Condo dues
$650/mo
Flood zone
AE
Lot
3,796 sqft
Type
Villa

At a glance

Villa
Built 2001
Community pool
Fitness center too
2 car garage
Garage Door Opener
3,796 sqft lot
Lot size
1,341 sqft
Living area

Payment

Est. monthly payment
$2,250/mo
Down payment (20%)
$49,000
Property taxes
$199/mo
Condo dues
$650/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2001
Lot
3,796 sqft
Cooling
Central Air, Humidity Control
Heating
Central, Electric
Parking
Garage Door Opener, Garage Faces Side, Ground Level
Days on Market
121
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Window Treatments
Lighting
Buyer Approval Required
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Cape Elementary
Middle
Mariner Middle School
High
Mariner High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$2,394
Parcel #
06-43-23-30-00000.006B

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villas At Cobia Cay Condo
County
Lee
MLS Area
33955 - Punta Gorda
Lot Size
3,796 sqft
Cul-De-SacNear Golf Course
Condo dues
$650/mo
Star Prop Mgmt

Price history

Date
Event
Price
7/16/2026
Price change
Source: Stellar MLS #C7527433
$245,000-10.9%
$183/sqft
6/19/2026
Listed for sale
Source: Stellar MLS #C7527433
$275,000
$205/sqft

Neighborhood

3810 Cobia Villas CT
Punta Gorda, FL, 33955 · 33955 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $245,000
$232,500 – $245,000
94.8% – 100% of listTops out right at the list price
80% of listList price
14 of the last 26 townhouse or villa closings in Punta Gorda landed at this number or higher (54%). The median one sat 95 days before it went under contract, and this one is on day 121 after a $30,000 cut.

Sample: 26 closed townhouse or villa sales in Punta Gorda over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,250/mo
Principal & interest$1,278
Property taxes$199
Insurance$123
HOA$650
Down payment20% · $49,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$245,000

$183 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,341 sq ft

Time on market

121 days

Year built

2001

Monthly payment

About $2,250/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,394 annual tax bill, insurance, and $650/mo in condo dues.

Condo dues

$650/mo

Managed by Star Prop Mgmt.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCENTURY 21 SUNBELT BURNT STOREListing agent: Richard StewartListing data from Stellar MLS, MLS# C7527433.

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