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Overview

3 bd2 ba1,591 sqft1 car garageSingle Family
TypeSingle Family
HOA$816/qtr
Built2007
Lot6,213 sqft
Living area1,591 sqft
Price / sqft$207
Garage1 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Hurricane Shutters

8631 Lake Front CT is a 2007-built home in Rio Villa Lakes, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,591 square feet of living space. Listed at $329,900 (about $207/sqft), 3 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $816 quarterly.

From the listing

WELCOME TO RIO VILLA LAKES! Enjoy LAKEFRONT LIVING in this meticulously maintained 3-bedroom, 2-car garage home located in the desirable 55+ GATED COMMUNITY of Rio Villa Lakes in Punta Gorda. Overlooking a picturesque lake with a decorative fountain, this beautiful home offers tropical landscaping, a brick-paver driveway, and exceptional curb appeal. Inside, the bright OPEN FLOOR PLAN features 9-FOOT CEILINGS, rich wood flooring, recessed lighting, and tasteful finishes throughout. The spacious great room opens to the SCREENED LAKEFRONT LANAI through sliding glass doors, creating the perfect setting for indoor-outdoor living. The beautifully appointed kitchen features white raised-panel cabinetry, decorative subway tile backsplash, stainless-steel appliances, ample counter space, and a convenient breakfast bar. The adjoining dining area is surrounded by windows showcasing STUNNING LAKE VIEWS. The spacious primary suite offers a private retreat with an ensuite bathroom featuring a SOAKING TUB AND SEPARATE SHOWER. Two additional bedrooms provide plenty of space for guests, a home office, or hobbies. Relax on your SCREENED LANAI while enjoying peaceful waterfront views and the soothing sounds of the fountain. Additional highlights include NEWER APPLIANCES, attractive interior finishes, and a thoughtfully designed floor plan. Residents enjoy resort-style amenities including a CLUBHOUSE, COMMUNITY POOL, TENNIS COURTS, PICKLEBALL, and social activities. Conveniently located just minutes from HISTORIC DOWNTOWN PUNTA GORDA, Charlotte Harbor, waterfront parks, restaurants, shopping, and entertainment, with easy access to Punta Gorda Airport and major roadways. Experience the perfect combination of LOW-MAINTENANCE FLORIDA LIVING, beautiful lake views, and an active 55+ lifestyle. SCHEDULE YOUR PRIVATE SHOWING TODAY!

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The essentials

Built
2007
Price / sqft
$207
On market
3 days
Annual tax
$4,508
HOA
$816/qtr
Flood zone
AE
Lot
6,213 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
Waterfront
Lake Front
Community pool
Shared amenity
1 car garage
Driveway
6,213 sqft lot
Lot size

Payment

Est. monthly payment
$2,534/mo
Down payment (20%)
$65,980
Property taxes
$376/mo
HOA
$816/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
6,213 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener, Ground Level, Off Street
Waterfront
Lake Front
Days on Market
3
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Hurricane Shutters
Lighting
Rain Gutters
Clubhouse
Deed Restrictions
Gated Community - No Guard
Pool
Tennis Court(s)
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$4,508
Parcel #
412318454017

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rio Villa Lakes
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
6,213 sqft
ClearedLandscapedStreet Dead-EndPaved
HOA
$816/qtr
associa

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #C7531782
$329,900
$207/sqft

Neighborhood

8631 Lake Front CT
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $329,900
$320,000 – $329,900
96.9% – 100% of listTops out right at the list price
80% of listList price
138 of the last 275 home closings in 33950 landed at this number or higher (50%). The median one sat 68 days before it went under contract, and this one is on day 3.

Sample: 275 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,533/mo
Principal & interest$1,721
Property taxes$376
Insurance$165
HOA$272
Down payment20% · $65,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$329,900

$207 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,591 sq ft

Time on market

3 days

Year built

2007

Monthly payment

About $2,534/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,508 annual tax bill, insurance, and the $816/qtr HOA fee.

HOA fee

$816/qtr

Managed by associa.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byMARINA PARK REALTY LLCListing agent: Ryan FinneganListing data from Stellar MLS, MLS# C7531782.

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