3129 Banyan Way, photo 1
Active
1 / 40

Overview

3 bd2 ba2,240 sqftSingle Family
TypeSingle Family
HOANone listed
Built1987
Lot19,380 sqft
Living area2,240 sqft
Price / sqft$199

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimarybedroom UpstairsThermostatWindow TreatmentsBalconyLighting

3129 Banyan Way is a 1987-built home in Char Park Sec 02, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,240 square feet of living space. Listed at $445,000 (about $199/sqft), 98 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Experience the best of Southwest Florida waterfront living with this incredible opportunity in the highly desirable Charlotte Park community! Situated on TWO fully fenced lots with an impressive 147 feet of canal frontage, this versatile two-story home offers direct boating access to Charlotte Harbor, making it the perfect fit for boaters, investors, or anyone looking for flexible living options. Beautifully renovated from top to bottom, this move-in ready home leaves nothing untouched. Featuring a NEW roof, NEW impact-rated windows and doors, TWO beautifully updated kitchens, NEW flooring throughout, completely renovated bathrooms, and countless additional interior and exterior improvements, every detail has been thoughtfully updated so the next owner can simply move in and start enjoying the Florida lifestyle. Designed with versatility in mind, the lower level features its own private entrance complete with a spacious bedroom, full bathroom, comfortable living area, and fully equipped kitchen—creating the perfect setup for families, extended guests, seasonal visitors, or income-producing rental potential. Upstairs, natural light fills the open living spaces where you'll find two additional bedrooms, an updated kitchen with plenty of room to gather, an inviting living area, and an expansive wraparound deck overlooking the canal—the perfect place to enjoy your morning coffee or unwind while taking in breathtaking Florida sunsets. Outside is where this property truly shines. The oversized double lot offers endless opportunities for entertaining, gardening, pets, or storing your boat, trailer, RV, and all your waterfront toys. Launch your boat right from your backyard and spend your days exploring Charlotte Harbor, waterfront restaurants, nearby islands, and the Gulf of Mexico. Whether you're searching for a full-time residence, seasonal retreat, vacation rental, or a home that comfortably accommodates the entire family, this property offers exceptional flexibility without sacrificing the waterfront lifestyle. Opportunities like this—with 147 feet of canal frontage, two fully fenced lots, direct boating access, an extensively renovated interior and exterior, and a flexible floor plan—are few and far between.

The essentials

Built
1987
Price / sqft
$199
On market
98 days
Annual tax
$2,999
Flood zone
AE
Lot
19,380 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
Waterfront
Canal - Saltwater
0.45 acres
Lot size
2,240 sqft
Living area

Payment

Est. monthly payment
$2,793/mo
Down payment (20%)
$89,000
Property taxes
$250/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
19,380 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Canal - Saltwater
Days on Market
98
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primarybedroom Upstairs
Thermostat
Window Treatments
Balcony
Lighting
Private Entrance
Private Mailbox
Rain Gutters
Sliding Doors
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,999
Parcel #
412213286009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Char Park Sec 02
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
19,380 sqft
ClearedCorner LotFloodZoneOversized Lot

Price history

Date
Event
Price
8/17/2026
Price change
Source: Stellar MLS #C7528175
$445,000-4.3%
$199/sqft
7/8/2026
Listed for sale
Source: Stellar MLS #C7528175
$465,000
$208/sqft

Neighborhood

3129 Banyan Way
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $445,000
$432,500 – $445,000
96.9% – 100% of listTops out right at the list price
80% of listList price
140 of the last 279 home closings in 33950 landed at this number or higher (50%). The median one sat 67 days before it went under contract, and this one is on day 98 after a $20,000 cut.

Sample: 279 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,793/mo
Principal & interest$2,321
Property taxes$250
Insurance$223
Down payment20% · $89,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$445,000

$199 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,240 sq ft

Time on market

98 days

Year built

1987

Monthly payment

About $2,793/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,999 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ALLIANCE GROUPListing agent: Jennifer TaylorListing data from Stellar MLS, MLS# C7528175.

Keep exploring Florida

Pick up where you left off, or see what else is out there.