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About this home
3129 Banyan Way is a 1987-built home in Char Park Sec 02, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,240 square feet of living space. Listed at $445,000 (about $199/sqft), 98 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Experience the best of Southwest Florida waterfront living with this incredible opportunity in the highly desirable Charlotte Park community! Situated on TWO fully fenced lots with an impressive 147 feet of canal frontage, this versatile two-story home offers direct boating access to Charlotte Harbor, making it the perfect fit for boaters, investors, or anyone looking for flexible living options. Beautifully renovated from top to bottom, this move-in ready home leaves nothing untouched. Featuring a NEW roof, NEW impact-rated windows and doors, TWO beautifully updated kitchens, NEW flooring throughout, completely renovated bathrooms, and countless additional interior and exterior improvements, every detail has been thoughtfully updated so the next owner can simply move in and start enjoying the Florida lifestyle. Designed with versatility in mind, the lower level features its own private entrance complete with a spacious bedroom, full bathroom, comfortable living area, and fully equipped kitchen—creating the perfect setup for families, extended guests, seasonal visitors, or income-producing rental potential. Upstairs, natural light fills the open living spaces where you'll find two additional bedrooms, an updated kitchen with plenty of room to gather, an inviting living area, and an expansive wraparound deck overlooking the canal—the perfect place to enjoy your morning coffee or unwind while taking in breathtaking Florida sunsets. Outside is where this property truly shines. The oversized double lot offers endless opportunities for entertaining, gardening, pets, or storing your boat, trailer, RV, and all your waterfront toys. Launch your boat right from your backyard and spend your days exploring Charlotte Harbor, waterfront restaurants, nearby islands, and the Gulf of Mexico. Whether you're searching for a full-time residence, seasonal retreat, vacation rental, or a home that comfortably accommodates the entire family, this property offers exceptional flexibility without sacrificing the waterfront lifestyle. Opportunities like this—with 147 feet of canal frontage, two fully fenced lots, direct boating access, an extensively renovated interior and exterior, and a flexible floor plan—are few and far between.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$445,000
$199 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,240 sq ft
Time on market
98 days
Year built
1987
Monthly payment
About $2,793/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,999 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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