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Overview

3 bd2 ba1,846 sqft2 car garageSingle Family
TypeSingle Family
HOA$295/yr
Built1992
Lot9,745 sqft
Living area1,846 sqft
Price / sqft$248
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)Rain GuttersDeed Restrictions

538 W Cashew is a 1992-built home in Punta Gorda Isles Sec 18, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,846 square feet of living space. Listed at $458,000 (about $248/sqft), 115 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $295 annually.

From the listing

This charming 3-bedroom, 2-bath ranch-style retreat at 538 W Cashew sits on a quiet, friendly street in one of Punta Gorda's most welcoming neighborhoods — where neighbors wave from their driveways and the pace of life feels just right. Step inside and you'll immediately feel the warmth of this thoughtfully updated home. The open floor plan flows effortlessly from the bright eat-in kitchen— to a spacious living area designed for relaxed mornings and comfortable evenings. Beautiful tile runs through the common areas, making upkeep a breeze. Retreat to your private master suite, complete with generous walk-in closet and an en-suite bath with dual vanities and a walk-in shower. Two additional guest bedrooms mean there's always room for family and friends to visit. Outside, your own slice of paradise awaits — a large covered lanai wrapping around a sparkling solar-heated pool, perfect for year-round swimming and those golden Southwest Florida sunsets. Whether you're taking a dip, sipping morning coffee poolside, or hosting a small gathering, this outdoor space was made for savoring the good life. Minutes from the vibrant Downtown Punta Gorda, you'll love being close to waterfront dining, boutique shopping, the farmer's market, and scenic Laishley Park. Golf courses, medical facilities, and parks are all just a short drive away — everything you need, right at your fingertips. One-story living. No stairs. Low maintenance. Great neighborhood

The essentials

Built
1992
Price / sqft
$248
On market
115 days
Annual tax
$4,897
HOA
$295/yr
Flood zone
X · Low risk
Lot
9,745 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
Private pool
In Ground
2 car garage
Driveway
9,745 sqft lot
Lot size
1,846 sqft
Living area

Payment

Est. monthly payment
$3,051/mo
Down payment (20%)
$91,600
Property taxes
$408/mo
HOA
$295/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
9,745 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Pool
In Ground, Screen Enclosure
Days on Market
115
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Rain Gutters
Deed Restrictions
Sidewalks
Special Community Restrictions
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
East Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,897
Parcel #
412333128003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 18
County
Charlotte
MLS Area
33955 - Punta Gorda
Lot Size
9,745 sqft
ClearedCul-De-SacGreenbeltCity LimitsIn County
HOA
$295/yr
Sherry Danko Star Hospitality Management

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #C7527623
$458,000-0.2%
$248/sqft
6/25/2026
Listed for sale
Source: Stellar MLS #C7527623
$459,000
$249/sqft

Neighborhood

538 W Cashew
Punta Gorda, FL, 33955 · 33955 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $458,000
$445,000 – $458,000
97.2% – 100% of listTops out right at the list price
80% of listList price
129 of the last 257 home closings in 33955 landed at this number or higher (50%). The median one sat 55 days before it went under contract, and this one is on day 115 after a $1,000 cut.

Sample: 257 closed home sales in 33955 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,051/mo
Principal & interest$2,389
Property taxes$408
Insurance$229
HOA$25
Down payment20% · $91,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$458,000

$248 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,846 sq ft

Time on market

115 days

Year built

1992

Monthly payment

About $3,051/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,897 annual tax bill, insurance, and the $295/yr HOA fee.

HOA fee

$295/yr

Managed by Sherry Danko Star Hospitality Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byJOHN R WOOD PROPERTIESListing agent: Genevieve RamachandranListing data from Stellar MLS, MLS# C7527623.

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