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Overview

3 bd2 ba1,309 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot12,827 sqft
Living area1,309 sqft
Price / sqft$225
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PORT CHARLOTTE SUB 20
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

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11-month inspection

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Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Split BedroomHurricane ShuttersDishwasherDisposalElectric Water HeaterRange

3683 Oceanside St is a 2026-built home in Port Charlotte Sub 20, North Port. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,309 square feet of living space. Listed at $295,000 (about $225/sqft), 71 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under Construction. The Indigo floorplan is a smart and stylish 3-bedroom, 2-bathroom home with 1,309 square feet of living space, designed for modern living. Perfect for first-time homebuyers, small families, or those looking to right-size, this home combines comfort, functionality, and affordability. This home includes ceramic tile floors throughout the main living areas and comes equipped with quartz countertops plus a rear covered lanai. Step through the covered entryway into a welcoming foyer that leads into the heart of the home. The open-concept kitchen, dining area, and great room create a spacious and inviting atmosphere perfect for both everyday living and entertaining. The kitchen features a convenient pantry, modern cabinetry, and a layout that keeps everything within easy reach and ideal for meal prep and family gatherings. The Indigo offers a thoughtful split-bedroom design, giving the Owner’s Suite privacy from the other bedrooms. On one side of the home, you’ll find two secondary bedrooms and a shared full bathroom, complete with a hallway linen closet for extra storage. This area is perfect for children, guests, roommates or a home office setup. Built with CBS construction, this home incorporates energy-smart features throughout. These including a digital thermostat, energy-efficient A/C system, roof vents/soffits for attic ventilation and dual pane windows. This home includes a 1-year transferable builder warranty and a 10-year structural warranty.

The essentials

Built
2026
Price / sqft
$225
On market
78 days
Annual tax
$779
Flood zone
X · Low risk
Lot
12,827 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
0.25 acres
Lot size
1,309 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,751/mo
Down payment (20%)
$59,000
Property taxes
$65/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
12,827 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
78
Split Bedroom
Hurricane Shutters
Dishwasher
Disposal
Electric Water Heater
Range
Flood Zone X
Annual Tax (2025)
$779
Parcel #
0961089311

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sub 20
County
Sarasota
MLS Area
34286 - North Port/Venice
Lot Size
12,827 sqft

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #C7528770
$295,000-3.3%
$225/sqft
7/23/2026
Listed for sale
Source: Stellar MLS #C7528770
$305,000
$233/sqft

Neighborhood

3683 Oceanside St
North Port, FL, 34286 · 34286 - North Port/Venice

Market insights

Offer Insights

Choose an offer strength

List price: $295,000
$290,000 – $295,000
98.5% – 100% of listTops out right at the list price
80% of listList price
161 of the last 320 home closings in 34286 landed at this number or higher (50%). The median one sat 44 days before it went under contract, and this one is on day 78 after a $10,000 cut.

Sample: 320 closed home sales in 34286 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,751/mo
Principal & interest$1,539
Property taxes$65
Insurance$148
Down payment20% · $59,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$295,000

$225 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,309 sq ft

Time on market

78 days

Year built

2026

Monthly payment

About $1,751/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $779 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byHOLIDAY BUILDERS GULF COASTListing agent: Trish LohelaListing data from Stellar MLS, MLS# C7528770.

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