

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- PORT CHARLOTTE SUB 20
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
3683 Oceanside St is a 2026-built home in Port Charlotte Sub 20, North Port. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,309 square feet of living space. Listed at $295,000 (about $225/sqft), 71 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Under Construction. The Indigo floorplan is a smart and stylish 3-bedroom, 2-bathroom home with 1,309 square feet of living space, designed for modern living. Perfect for first-time homebuyers, small families, or those looking to right-size, this home combines comfort, functionality, and affordability. This home includes ceramic tile floors throughout the main living areas and comes equipped with quartz countertops plus a rear covered lanai. Step through the covered entryway into a welcoming foyer that leads into the heart of the home. The open-concept kitchen, dining area, and great room create a spacious and inviting atmosphere perfect for both everyday living and entertaining. The kitchen features a convenient pantry, modern cabinetry, and a layout that keeps everything within easy reach and ideal for meal prep and family gatherings. The Indigo offers a thoughtful split-bedroom design, giving the Owner’s Suite privacy from the other bedrooms. On one side of the home, you’ll find two secondary bedrooms and a shared full bathroom, complete with a hallway linen closet for extra storage. This area is perfect for children, guests, roommates or a home office setup. Built with CBS construction, this home incorporates energy-smart features throughout. These including a digital thermostat, energy-efficient A/C system, roof vents/soffits for attic ventilation and dual pane windows. This home includes a 1-year transferable builder warranty and a 10-year structural warranty.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 320 closed home sales in 34286 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$295,000
$225 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,309 sq ft
Time on market
78 days
Year built
2026
Monthly payment
About $1,751/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $779 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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