4083 Rock Creek Dr, photo 1
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Overview

3 bd2 ba1,696 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1974
Lot10,800 sqft
Living area1,696 sqft
Price / sqft$235
Garage2 car

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Open house

Saturday, Oct 17 · 10:00 AM to 12:00 PM

About this home

Ceiling Fans(s)L DiningSolid Wood CabinetsSplit BedroomStone CountersWalk-in Closet(s)Window TreatmentsHurricane Shutters

4083 Rock Creek Dr is a 1974-built home in Port Port Charlotte Sec 37, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,696 square feet of living space. Listed at $399,000 (about $235/sqft), 46 days on market. Flood zone 9AE - confirm flood insurance requirements with your lender.

From the listing

We are back on market! Buyer financing fell through. Don't miss your opportunity for the 2nd time! Schedule a showing today. Welcome to this beautifully remodeled 3-bedroom, 2-bath home, offering a perfect blend of comfort, style, and boating convenience! Enjoy the Florida lifestyle on the water for less than $400K! The entire home has been thoughtfully updated with brand-new flooring, fresh interior paint, new kitchen cabinets, and gorgeous granite countertops. A new electrical panel adds peace of mind, while the hot water heater was replaced in 2020. One of the home's standout features is the impressive 418 sq. ft. enclosed Florida Room, offering expansive views of the wide canal and beautiful sunsets. Designed for year-round enjoyment, this spacious retreat can be easily climate controlled by opening the sliders and utilizing the ceiling fans. With this additional living space, the home offers more than 2,100 sq. ft. of truly usable space, creating the perfect place to relax, entertain, watch boats cruise by, or take in the sunset. Boaters will appreciate the wider canal, along with an 8,000-lb. boat lift that makes it easy to enjoy the water while keeping your boat protected. Outdoor living is equally appealing with a large fenced backyard, offering plenty of room for pets, play, or entertaining. The oversized 2-car garage provides exceptional storage, and has an air-conditioned washer and dryer room adding even more convenience. Hurricane protection is already in place with a Kevlar hurricane screen protecting the back Florida Room and hurricane windows throughout the entire home. The property is on city water with a well-fed sprinkler system for irrigation. With extensive updates, an expansive Florida Room, fenced backyard, and impressive boat lift, this home is move-in ready and designed to make Florida living easy and enjoyable. Situated in a great location close to shopping, dining, golf courses, boating, and Gulf Coast beaches, you’ll enjoy easy access to everything Port Charlotte has to offer while living in a quiet residential setting. Call today to schedule your private showing and experience all this special waterfront home has to offer!

The essentials

Built
1974
Price / sqft
$235
On market
46 days
Annual tax
$2,338
Flood zone
9AE
Lot
10,800 sqft
Type
Single Family Residence

At a glance

Single family
Built 1974
Waterfront
Canal - Saltwater
2 car garage
Garage Door Opener
0.25 acres
Lot size
1,696 sqft
Living area

Payment

Est. monthly payment
$2,475/mo
Down payment (20%)
$79,800
Property taxes
$195/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1974
Lot
10,800 sqft
Cooling
Central Air
Heating
Electric
Parking
Garage Door Opener, Oversized
Waterfront
Canal - Saltwater
Days on Market
46
Ceiling Fans(s)
L Dining
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Rain Gutters
Dishwasher
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Flood Zone 9AE
Annual Tax (2025)
$2,338
Parcel #
402229126010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Port Charlotte Sec 37
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
10,800 sqft
Paved

Price history

Date
Event
Price
9/1/2026
Listed for sale
Source: Stellar MLS #C7530076
$399,000
$235/sqft

Neighborhood

4083 Rock Creek Dr
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$387,500 – $399,000
97.3% – 100% of listTops out right at the list price
80% of listList price
115 of the last 228 home closings in 33948 landed at this number or higher (50%). The median one sat 62 days before it went under contract, and this one is on day 46.

Sample: 228 closed home sales in 33948 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,475/mo
Principal & interest$2,081
Property taxes$195
Insurance$200
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$235 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,696 sq ft

Time on market

46 days

Year built

1974

Monthly payment

About $2,475/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,338 annual tax bill, insurance.

Flood zone

Zone 9AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered bySELLSTATE VISION REALTYListing agent: Savannah ZarrisListing data from Stellar MLS, MLS# C7530076.

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