195 Summerset Dr, photo 1
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Overview

3 bd2 ba1,408 sqft1 car garageSingle Family
TypeSingle Family
HOA$100/yr
Built1988
Lot22,900 sqft
Living area1,408 sqft
Price / sqft$284
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Living Room/Dining Room ComboPrimarybedroom UpstairsSolid Surface CountersSplit BedroomStone CountersVaulted Ceiling(s)Walk-in Closet(s)

195 Summerset Dr is a 1988-built home in Peace River Shores, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,408 square feet of living space. Listed at $399,900 (about $284/sqft), 36 days on market. Flood zone AE* - confirm flood insurance requirements with your lender. HOA runs $100 annually.

From the listing

TRANQUIL WATERFRONT GEM, this 3/2/1 lovely home on over 1/2 an acre with NO BRIDGES OUT is a MUST SEE in Peace River Shores on the upper stretches of the Peace River plus NO FLOOD INSURANCE REQUIRED with its FEMA certification! The ability to travel with a mere 5 min ride to open water including the Gulf of Mexico all from your backyard with this tidal waterway into Jim Long Lake into Charlotte Harbor and experience incredible fishing, boating and sight seeing are right here.Peace of mind greets you warmly with a 2021 METAL ROOF, extra 32 ft side RV PARKING, covered front entry and luxury plank style vinyl flooring throughout with vaulted ceilings exuding a special charm with custom palette board accent walls, deco plant shelf, designer fan lighting in the large living room ( flatscreen and electric fireplace also conveys). The kitchen has CORIAN COUNTERTOPS, NEW STAINLESS APPLIANCES including double oven with built in air fryer, convenient passthrough, trendy two tone shaker cabinets sport hardwired multi option under lighting perfect for entertaining day or night. Two bedrooms allow for comfortable guest suites with complimentary wood plank accent wall, walk in closets, upgraded lighting and on the ground floor. The guest bath is also updated beautifully with rich walk in jetted seated spa tub, no worries of slips or falls, this one will really make life more enjoyable costing 20k. The master bedroom is a spacious sanctuary upstairs boasting scenic views, generous walk in closet, abundant natural light, rich accent wall and its own private ensuite bath adjacent to its own custom foyer. Inside laundry room has extra storage options including a full pantry and a private pocket door. Any time of day enjoy PANORAMIC water and views of this well thought out and manicured estate from the raised back screened lanai, all that's missing is a swing from the majestic mature oaks along waterway edge ! This nature lovers retreat also has a custom wood framed chain link fenced back yard with over 70 solar topped lights and three extra wide gates, HOT TUB under the stars, convenient irrigation, 2 sheds with electric and 1 with ac, outside gazebo, chicken coop with hens laying 2-3 dozen organic eggs weekly, assorted fruit trees including lemon, cherry, peach, papaya, orange and banana, ready to use garden bed and ALL ORGANIC, wow! New 2021 AC, UPDATED ELECTRIC and PLUMBING 2023, NEW WATER HEATER 2023, hurricane protection,FRESHLY PAINTED adds extra savings and value.Get ready to boat and fish right off your own dock as there is electric and water convenience right there, plus a 25,000 lb boat lift so bring your large sized boat all overlooking an "Environmentally Sensitive" land preserve protecting your endless view, so no concerns about any neighbors across the canal. SIMPLY ENJOY SUNSETS AND NATURAL WILDLIFE.Optional membership available in Peace River Shores HOA to use the community boat ramp and clubhouse, boat launch, and docks available for low annual fee. Golf cart friendly community, no deed restrictions. Located just off Route 17, close to I-75, historic Punta Gorda and arcadia, PG airport, dining and boutique shopping. Prepare to fall in love with this one of a kind, OLD FLORIDA STYLE community, ready to make your Florida dreams to come true. DON'T DELAY...schedule your viewing TODAY!

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The essentials

Built
1988
Price / sqft
$284
On market
36 days
Annual tax
$684
HOA
$100/yr
Flood zone
AE*
Lot
22,900 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
Waterfront
Canal - Saltwater
1 car garage
Driveway
0.53 acres
Lot size
1,408 sqft
Living area

Payment

Est. monthly payment
$2,351/mo
Down payment (20%)
$79,980
Property taxes
$57/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
22,900 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Oversized, RV Access/Parking
Waterfront
Canal - Saltwater
Days on Market
36
Cathedral Ceiling(s)
Living Room/Dining Room Combo
Primarybedroom Upstairs
Solid Surface Counters
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Garden
Hurricane Shutters
Lighting
Rain Gutters
Clubhouse
Golf Carts OK
Street Lights
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Elementary
East Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE*
Annual Tax (2025)
$684
Parcel #
402301151006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Peace River Shores
County
Charlotte
MLS Area
33982 - Punta Gorda
Lot Size
22,900 sqft
ClearedLandscapedOversized Lot
HOA
$100/yr
Peace River Shores HOA

Price history

Date
Event
Price
9/7/2026
Listed for sale
Source: Stellar MLS #C7530166
$399,900
$284/sqft

Neighborhood

195 Summerset Dr
Punta Gorda, FL, 33982 · 33982 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $399,900
$390,000 – $399,900
97.4% – 100% of listTops out right at the list price
80% of listList price
70 of the last 139 home closings in 33982 landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 36.

Sample: 139 closed home sales in 33982 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,351/mo
Principal & interest$2,086
Property taxes$57
Insurance$200
HOA$8
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

$284 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,408 sq ft

Time on market

36 days

Year built

1988

Monthly payment

About $2,351/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $684 annual tax bill, insurance, and the $100/yr HOA fee.

HOA fee

$100/yr

Managed by Peace River Shores HOA.

Flood zone

Zone AE*

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byRE/MAX PALM REALTYListing agent: Nick DemersListing data from Stellar MLS, MLS# C7530166.

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