1219 Spanish Cay Ln, photo 1
Active Under Contract
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Overview

3 bd2 ba2,505 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2017
Lot9,589 sqft
Living area2,505 sqft
Price / sqft$449
Garage3 car

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About this home

Ceiling Fans(s)Coffered Ceiling(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main Floor

1219 Spanish Cay Ln is a 2017-built home in Punta Gorda Isles Sec 11, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,505 square feet of living space. Listed at $1,125,000 (about $449/sqft), 21 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Under contract-accepting backup offers. Welcome to this Tropical Waterfront Paradise! This Pool Home features 85' of Waterfront, with access to Charlotte Harbor and the Gulf of Mexico. The 3 Bed - 2 Bath - 3 Car Garage Towles home was built in 2017, and features plenty of details you'll notice from the moment you walk in the front door. Sculpted Wood Floors, Ceiling details, Stone Accent TV wall with Fireplace, and a most impressive flow between indoors and outdoors with Zero Corner Doors. Whether you're enjoying a morning coffee or an evening cocktail the view can not be beat. Georgeous Kitchen features Solid Wood staggered cabinetry, Quartz counters with Tile backsplash, Chef's Refrigerator, built in Microwave and Oven, Induction Cooktop, and Beverage Center with ice maker, and open to the main living areas. The Primary Bedroom has a tray ceiling, dual walk in closets, and access to the Lanai. The En Suite Bath features include double sinks, a free standing soaking tub, and custom tile shower. Outdoors you'll enjoy lush landscape, the paver Lanai with wood ceiling, heated salt water pool & spa, outdoor shower, and extended paver decking. You'll also enjoy the beautiful waterview, 45' concrete dock, and 10,000 lb boat lift. Other important details include impact resistant windows and doors, spray foam insulation, laundry room with extra cabinets and utility sink, and a walk in pantry. Come see why so many enjoy the Punta Gorda Isles Lifestyle, with Dowtown Restaurants, Shopping, walking & biking trails, and the famous Fisherman's Village. Near-by Golf Courses, plus Beautiful Beaches that are just a short drive by car or boat! This one is a must see!

The essentials

Built
2017
Price / sqft
$449
On market
21 days
Annual tax
$14,603
Flood zone
AE
Lot
9,589 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Waterfront
Canal - Saltwater
Private pool
Heated
3 car garage
9,589 sqft lot
Lot size

Payment

Est. monthly payment
$7,646/mo
Down payment (20%)
$225,000
Property taxes
$1,217/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
9,589 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Heated, In Ground, Lighting, Salt Water
Waterfront
Canal - Saltwater
Days on Market
21
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Outdoor Shower
Private Mailbox
Shade Shutter(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Refrigerator
Washer
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$14,603
Parcel #
412212482005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 11
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
9,589 sqft
FloodZoneLandscaped

Price history

Date
Event
Price
9/27/2026
Listed for sale
Source: Stellar MLS #C7530763
$1,125,000
$449/sqft

Neighborhood

1219 Spanish Cay Ln
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $1,125,000
$1.09M – $1.13M
96.9% – 100% of listTops out right at the list price
80% of listList price
144 of the last 286 home closings in 33950 landed at this number or higher (50%). The median one sat 67 days before it went under contract, and this one is on day 21.

Sample: 286 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$7,647/mo
Principal & interest$5,867
Property taxes$1,217
Insurance$563
Down payment20% · $225,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,125,000

$449 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,505 sq ft

Time on market

21 days

Year built

2017

Monthly payment

About $7,646/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $14,603 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byCENTURY 21 SUNBELT REALTYListing agent: Patti ScheidListing data from Stellar MLS, MLS# C7530763.

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