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Overview

3 bd4 ba2,530 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2022
Lot16,391 sqft
Living area2,530 sqft
Price / sqft$561
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Coffered Ceiling(s)Crown MoldingEat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen Floorplan

1323 Penguin CT is a 2022-built home in Punta Gorda Isles Sec 14, Punta Gorda. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,530 square feet of living space. Listed at $1,420,000 (about $561/sqft), 97 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Built in 2022, this exceptional Harbor-built waterfront pool home is ideally positioned on a coveted corner lot in the highly sought-after “Bird Section” of Punta Gorda Isles. Thoughtfully elevated for added peace of mind and enhanced curb appeal, the residence offers 3 bedrooms plus a den, 3.5 baths, and 2,530 square feet of beautifully designed living space. A wide brick-paver circular driveway, expansive 675-square-foot three-car garage, and elegant double glass front doors create a striking first impression. The home’s refined coastal façade is complemented by lush tropical landscaping, swaying palms, stately columns, clean architectural lines, and a dramatic central entry tower. Impact windows & doors throughout. Boating enthusiasts will appreciate 40 feet of city-maintained concrete seawall and a private dock, with a scenic 10–15-minute ride through sailboat-access canals leading to the open waters of Charlotte Harbor and the Gulf—without fixed bridges. Inside, modern luxury meets thoughtful design. Soaring coffered ceilings adorned with 7¼-inch crown molding, stunning 24-inch porcelain tile flooring, and a spacious open-concept layout create a seamless blend of elegance and comfort. Natural light floods the interior, effortlessly connecting the great room, dining area, and kitchen—perfect for both everyday living and entertaining. Expansive 9’8” retractable sliders open to the lanai and resort-style pool area, creating a true indoor-outdoor living experience. The designer kitchen is both stylish and functional, featuring sleek white shaker cabinetry accented by brushed gold hardware, expansive quartz countertops, and high-end GE Profile stainless steel appliances—including a built-in double oven, French door refrigerator, and professional-style range hood. A statement island with contrasting cabinetry provides additional seating, storage, and a spacious undermount sink. A large walk-in pantry offers abundant storage and organization. Pendant lighting and subtle under-cabinet illumination enhance the warm, inviting atmosphere, while large windows and sliding glass doors frame serene water views. Designed for comfort and privacy, all three bedrooms feature en-suite baths. The owner’s suite serves as a private retreat, showcasing a tray ceiling and sliding glass doors that open directly to the pool. Double doors lead to a spa-inspired bath centered around a freestanding soaking tub, complemented by dual vanities, a frameless glass Roman shower with dual shower heads—including a rain shower—and a private water closet. Spacious walk-in closets offer exceptional storage. Step outside to your private oasis, where a generously sized covered lanai with ceiling fans ensures year-round enjoyment. The brick-paver lanai and pool deck include an outdoor kitchen, perfect for entertaining. Beyond, a heated PebbleTec pool and spa take center stage, enhanced by a tranquil waterfall and relaxing sun shelf. A large panoramic screened enclosure provides unobstructed views and a seamless connection to the waterfront setting. Additional highlights include a versatile den with a half bath, a well-appointed laundry room with an adjoining mudroom area, and numerous upscale features throughout—truly offering the best of Florida waterfront living. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

The essentials

Built
2022
Price / sqft
$561
On market
136 days
Annual tax
$17,477
Flood zone
AE
Lot
16,391 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Waterfront
Canal - Saltwater
Private pool
Heated
3 car garage
Circular Driveway
0.38 acres
Lot size

Payment

Est. monthly payment
$9,572/mo
Down payment (20%)
$284,000
Property taxes
$1,456/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
16,391 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway, Driveway, Garage Door Opener, Ground Level, Off Street, Oversized
Pool
Gunite, Heated, In Ground, Other, Outside Bath Access, Screen Enclosure
Waterfront
Canal - Saltwater
Days on Market
136
Built-in Features
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Outdoor Kitchen
Rain Gutters
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range Hood
Refrigerator
Washer
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$17,477
Parcel #
412224277002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 14
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
16,391 sqft
ClearedCorner LotIrregular LotLandscapedNear Golf CourseOversized LotPaved

Price history

Date
Event
Price
8/24/2026
Price change
Source: Stellar MLS #C7526413
$1,420,000-5.3%
$561/sqft
5/26/2026
Listed for sale
Source: Stellar MLS #C7526413
$1,500,000
$593/sqft

Neighborhood

1323 Penguin CT
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $1,420,000
$1.38M – $1.42M
96.9% – 100% of listTops out right at the list price
80% of listList price
137 of the last 273 home closings in 33950 landed at this number or higher (50%). The median one sat 67 days before it went under contract, and this one is on day 136 after a $80,000 cut.

Sample: 273 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$9,572/mo
Principal & interest$7,406
Property taxes$1,456
Insurance$710
Down payment20% · $284,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,420,000

$561 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,530 sq ft

Time on market

136 days

Year built

2022

Monthly payment

About $9,572/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $17,477 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byMARINA PARK REALTY LLCListing agent: Nate RoyalListing data from Stellar MLS, MLS# C7526413.

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