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Overview

4 bd3 ba2,283 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot9,999 sqft
Living area2,283 sqft
Price / sqft$171
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PORT CHARLES SEC 65
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanSplit BedroomStone CountersThermostatDishwasherDisposal

7427 Sea Mist Dr is a 2026-built home in Port Charles Sec 65, Port Charlotte. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,283 square feet of living space. Listed at $390,000 (about $171/sqft), 4 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under Construction. Welcome to this beautiful 2026-built home in Port Charlotte! This brand-new home features 4 bedrooms with the potential for a 5th bedroom, 3 full bathrooms, stylish tile flooring, and stainless steel appliances. The flexible floor plan provides plenty of space for a home office, guest room, or additional bedroom. Step outside to the covered back porch area, perfect for relaxing and enjoying the Florida lifestyle. Modern finishes and a fresh, move-in-ready feel make this home a must-see!

The essentials

Built
2026
Price / sqft
$171
On market
4 days
Annual tax
$764
Flood zone
X500 · Low risk
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Water
2 car garage
9,999 sqft lot
Lot size
2,283 sqft
Living area

Payment

Est. monthly payment
$2,293/mo
Down payment (20%)
$78,000
Property taxes
$64/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
9,999 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
4
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500
Annual Tax (2025)
$764
Parcel #
412012330004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charles Sec 65
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft

Price history

Date
Event
Price
10/13/2026
Listed for sale
Source: Stellar MLS #C7531557
$390,000
$171/sqft

Neighborhood

7427 Sea Mist Dr
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $390,000
$372,500 – $390,000
95.8% – 100% of listTops out right at the list price
80% of listList price
241 of the last 480 home closings in 33981 landed at this number or higher (50%). The median one sat 88 days before it went under contract, and this one is on day 4.

Sample: 480 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,293/mo
Principal & interest$2,034
Property taxes$64
Insurance$195
Down payment20% · $78,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$390,000

$171 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,283 sq ft

Time on market

4 days

Year built

2026

Monthly payment

About $2,293/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $764 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBARNES & PHILLIPS REAL ESTATEListing agent: Kendra CoxListing data from Stellar MLS, MLS# C7531557.

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