21150 Gertrude Ave #F5, photo 1
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Overview

1 bd1 ba550 sqftVilla
TypeVilla
HOA$250.88/mo
Built1977
Lot549 sqft
Living area550 sqft
Price / sqft$167

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Primary Bedroom Main FloorSolid Surface CountersLightingSidewalkClubhouseCommunity Mailbox

21150 Gertrude Ave #F5 is a 1977-built home in Sunshine Villas Sec 01 Ph 03, Port Charlotte. Inside you'll find 1 bedrooms, 1 bathrooms, and 550 square feet of living space. Listed at $92,000 (about $167/sqft), 12 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250.88 monthly.

From the listing

Welcome to Sunshine Villas! Discover the charm of Southwest Florida living in this one-bedroom, one-bath villa, ideally located in the heart of Port Charlotte. Whether you're looking for a seasonal retreat, a full-time residence, or an investment opportunity, this villa offers an opportunity to enjoy the Florida lifestyle in a convenient central location. Sunshine Villas is close to shopping, restaurants, grocery stores, medical facilities, and everyday conveniences. Enjoy the area's year-round outdoor lifestyle with nearby boating, fishing, kayaking, golf, parks, beaches, and nature trails. Just a short drive away, historic downtown Punta Gorda offers waterfront parks, scenic walking and biking paths, waterfront dining, boutique shopping, and a variety of community events. From Charlotte Harbor to the area's beautiful parks and recreational destinations, there is always something to explore and enjoy. Whether you're seeking a place to call your own, a seasonal escape, or a potential income-producing property, this Sunshine Villas opportunity puts you close to the best of Port Charlotte and Punta Gorda. Enjoy the sunshine, convenience, and relaxed coastal lifestyle of Charlotte County!

The essentials

Built
1977
Price / sqft
$167
On market
12 days
Annual tax
$1,733
HOA
$250.88/mo
Flood zone
X500 · Low risk
Lot
549 sqft
Type
Villa

At a glance

Payment

Est. monthly payment
$921/mo
Down payment (20%)
$18,400
Property taxes
$144/mo
HOA
$250.88/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1977
Lot
549 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
12
Built-in Features
Ceiling Fans(s)
Primary Bedroom Main Floor
Solid Surface Counters
Lighting
Sidewalk
Clubhouse
Community Mailbox
Special Community Restrictions
Range
Refrigerator
Elementary
Peace River Elementary
Middle
Port Charlotte Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500
Annual Tax (2025)
$1,733
Parcel #
402215726031

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunshine Villas Sec 01 Ph 03
County
Charlotte
MLS Area
33952 - Port Charlotte
Lot Size
549 sqft
HOA
$250.88/mo
DOMINICK BELTRAN

Price history

Date
Event
Price
10/4/2026
Listed for sale
Source: Stellar MLS #C7531633
$92,000
$167/sqft

Neighborhood

21150 Gertrude Ave #F5
Port Charlotte, FL, 33952 · 33952 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $92,000
$87,000 – $92,000
94.7% – 100% of listTops out right at the list price
80% of listList price
8 of the last 14 townhouse or villa closings in Port Charlotte landed at this number or higher (57%). The median one sat 47 days before it went under contract, and this one is on day 12.

Sample: 14 closed townhouse or villa sales in Port Charlotte over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$921/mo
Principal & interest$480
Property taxes$144
Insurance$46
HOA$251
Down payment20% · $18,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$92,000

$167 per sq ft

Beds and baths

1 beds, 1 baths

Size

550 sq ft

Time on market

12 days

Year built

1977

Monthly payment

About $921/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,733 annual tax bill, insurance, and the $250.88/mo HOA fee.

HOA fee

$250.88/mo

Managed by DOMINICK BELTRAN.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Berlie HochmuthListing data from Stellar MLS, MLS# C7531633.

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