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About this home
21098 Gephart Ave is a 1960-built home in Port Charlotte Sec 045, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,371 square feet of living space. Listed at $119,900 (about $87/sqft), 96 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Calling all investors, flippers, and savvy buyers looking for their next project! Opportunity awaits at 21098 Gephart Avenue in Port Charlotte. Situated on a desirable corner lot, this 3-bedroom, 2-bathroom home offers the perfect chance to add value and build equity. This handyman special is ready for a complete transformation and will require renovations including kitchen updates, flooring, interior paint, HVAC replacement, and additional improvements to bring it to its full potential. The property already offers several valuable features that can help reduce renovation costs, including a newer water heater, five hurricane impact windows installed in 2018, and a pantry in the kitchen providing additional storage space. Outdoor living areas include both a welcoming front porch and a side porch, creating multiple spaces for relaxation and entertaining once restored. Located in the heart of Port Charlotte, this property offers convenient access to US-41 (Tamiami Trail), Harbor Boulevard, Kings Highway, and Interstate 75, making commuting throughout Southwest Florida simple and convenient. Shopping and daily necessities are just minutes away with nearby Publix, ALDI, Walmart Supercenter, and numerous retail centers throughout Port Charlotte. Healthcare facilities are easily accessible, including ShorePoint Health Port Charlotte, providing comprehensive medical services to the area. For those seeking the Florida lifestyle, you'll enjoy being within a short drive of waterfront parks, fishing, boating, and some of Southwest Florida's most popular beaches, including Englewood Beach, Boca Grande, Manasota Key, and Venice Beach. The property is also conveniently located near Charlotte Harbor and numerous boat ramps for world-class boating and fishing opportunities. Travel is made easy with nearby airports including Punta Gorda Airport, offering direct flights to numerous destinations, while Southwest Florida International Airport is also within driving distance for expanded domestic and international travel options. Positioned between the growing communities of Punta Gorda, North Port, Englewood, and Venice, this property benefits from strong regional growth and continued demand for affordable housing and renovated homes. Whether you're looking for your next fix-and-flip project, rental investment, or a property to renovate and hold, this Port Charlotte opportunity offers tremendous upside potential for the right buyer willing to roll up their sleeves and bring their vision to life.
The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$119,900
$87 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,371 sq ft
Time on market
122 days
Year built
1960
Monthly payment
About $842/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,882 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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