2091 Onondaga Ln, photo 1
Pending
1 / 1

Overview

3 bd2 ba2,395 sqft2 car garageSingle Family
TypeSingle Family
HOA$205/yr
Built1986
Lot9,599 sqft
Living area2,395 sqft
Price / sqft$98
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsL DiningLaminate CountersPrimary Bedroom Main FloorThermostatTray Ceiling(s)Vaulted Ceiling(s)

2091 Onondaga Ln is a 1986-built home in Punta Gorda Isles Sec 23, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,395 square feet of living space. Listed at $235,000 (about $98/sqft), 5 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $205 annually.

From the listing

Handyman special on dead end street in the desirable deed restriction neighborhood of Deep Creek (Section 23 POA). This 3 Bedrooms, 2 bath home has a large recreation or 2nd family room. Covered lanai with sliding glass door access from dining room, dinette, primary bedroom, and recreation room. Screened in Pool with exterior access to guest bathroom.

The essentials

Built
1986
Price / sqft
$98
On market
5 days
Annual tax
$4,677
HOA
$205/yr
Flood zone
X · Low risk
Lot
9,599 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Private pool
In Ground
2 car garage
9,599 sqft lot
Lot size
2,395 sqft
Living area

Payment

Est. monthly payment
$1,750/mo
Down payment (20%)
$47,000
Property taxes
$390/mo
HOA
$205/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
9,599 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
In Ground
Days on Market
5
Ceiling Fans(s)
High Ceilings
L Dining
Laminate Counters
Primary Bedroom Main Floor
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,677
Parcel #
402316105006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 23
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
9,599 sqft
HOA
$205/yr
Serena

Price history

Date
Event
Price
10/11/2026
Pending sale
Source: Stellar MLS #C7531820
$235,000
$98/sqft
10/9/2026
Listed for sale
Source: Stellar MLS #C7531820
$235,000
$98/sqft

Neighborhood

2091 Onondaga Ln
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $235,000
$227,500 – $235,000
97.1% – 100% of listTops out right at the list price
80% of listList price
92 of the last 183 home closings in 33983 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 5.

Sample: 183 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,750/mo
Principal & interest$1,226
Property taxes$390
Insurance$118
HOA$17
Down payment20% · $47,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$235,000

$98 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,395 sq ft

Time on market

5 days

Year built

1986

Monthly payment

About $1,750/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,677 annual tax bill, insurance, and the $205/yr HOA fee.

HOA fee

$205/yr

Managed by Serena.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Margaret DennisListing data from Stellar MLS, MLS# C7531820.

Keep exploring Florida

Pick up where you left off, or see what else is out there.