493 Ricold Ter, photo 1
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Overview

3 bd2 ba1,650 sqftSingle Family
TypeSingle Family
HOA$208/qtr
Built2027
Lot4,999 sqft
Living area1,650 sqft
Price / sqft$161

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
PORT CHARLOTTE SEC 96 02
Type
Single Family Residence

True monthly carry

HOA
~$69/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Open FloorplanThermostatLightingDishwasherRangeRefrigerator

493 Ricold Ter is a 2027-built home in Port Charlotte Sec 96 02, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,650 square feet of living space. Listed at $265,000 (about $161/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $208 quarterly.

From the listing

Pre-Construction. To be built. Discover the opportunity to own a brand-new home in the desirable Oak Hollow community of Port Charlotte! This exciting new-build opportunity by Blueshine Builders offers the appeal of modern construction in a peaceful setting overlooking a freshwater canal. The property features a cleared homesite of approximately 4,999 square feet, with house plans and a survey included, helping you get a head start on your building plans. Public water and sewer! Enjoy the community amenities, including a heated swimming pool, clubhouse, fitness facilities, billiards, and shuffleboard, subject to community rules and availability. The property offers flexibility for buyers interested in building with BlueShine Builders or exploring their own properly licensed builder, subject to applicable approvals and separate construction agreements. Construction pricing and terms should be confirmed with the builder. Please note: All home photos are renderings and/or virtually staged images intended to illustrate the proposed property. The home is not yet complete, and actual finishes, colors, features, dimensions, and final appearance may vary. Buyers should independently verify building plans, construction specifications, utility availability and connection costs, flood zone, permitting, environmental conditions, and community fees.

The essentials

Built
2027
Price / sqft
$161
On market
6 days
Annual tax
$544
HOA
$208/qtr
Flood zone
X · Low risk
Lot
4,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2027
Waterfront
Canal - Freshwater
4,999 sqft lot
Lot size
1,650 sqft
Living area
Brand new
Built 2027

Payment

Est. monthly payment
$1,629/mo
Down payment (20%)
$53,000
Property taxes
$45/mo
HOA
$208/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2027
Lot
4,999 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Freshwater, Canal Front
Days on Market
6
Open Floorplan
Thermostat
Lighting
Dishwasher
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$544
Parcel #
402205478013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 96 02
County
Charlotte
MLS Area
33954 - Port Charlotte
Lot Size
4,999 sqft
HOA
$208/qtr
Oak Hollow P.O.A. / Mary Ann Miller

Price history

Date
Event
Price
10/12/2026
Listed for sale
Source: Stellar MLS #C7531887
$265,000
$161/sqft

Neighborhood

493 Ricold Ter
Port Charlotte, FL, 33954 · 33954 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $265,000
$260,000 – $265,000
97.9% – 100% of listTops out right at the list price
80% of listList price
123 of the last 244 home closings in 33954 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 6.

Sample: 244 closed home sales in 33954 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,629/mo
Principal & interest$1,382
Property taxes$45
Insurance$133
HOA$69
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,000

$161 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,650 sq ft

Time on market

6 days

Year built

2027

Monthly payment

About $1,629/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $544 annual tax bill, insurance, and the $208/qtr HOA fee.

HOA fee

$208/qtr

Managed by Oak Hollow P.O.A. / Mary Ann Miller.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHOME MATCHMAKING REALTYListing agent: Stephanie RossipListing data from Stellar MLS, MLS# C7531887.

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