197 Tropicana Dr #1522, photo 1
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Overview

3 bd3 ba2,495 sqft2 car garageCondominium
TypeCondominium
Condo dues$975/mo
Built2004
Living area2,495 sqft
Price / sqft$304
Garage2 car

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About this home

Ceiling Fans(s)ElevatorSolid Surface CountersSolid Wood CabinetsSplit BedroomWalk-in Closet(s)Rain GuttersBuyer Approval Required

197 Tropicana Dr #1522 is a 2004-built home in Tarpon Cove Ph 15, Punta Gorda. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,495 square feet of living space. Listed at $759,000 (about $304/sqft), 1 day on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $975 monthly.

From the listing

Luxury Waterfront Living at Its Finest – Top-Floor Tarpon Cove Condo with Private Elevator and Deeded Dock with 27,000-lb Lift Experience the perfect blend of luxury, privacy, and waterfront convenience in this stunning top-floor Cayo Costa II residence located in the coveted community of Tarpon Cove in Punta Gorda Isles. With a deeded dock space (#12) & a 27,000-lb boat lift accommodating up to a 38-foot vessel, this property offers direct, sailboat-access boating to Charlotte Harbor with no bridges! From the moment you step inside, the attention to detail is unmistakable. The home’s elegant and cohesive renovations have created a bright, open-concept design that seamlessly connects each living space while capturing the beauty of the natural surroundings. Engineered maple hardwood floors provide a warm, neutral foundation that complements any style, while elevated ceilings and walls of windows invite abundant natural light and soothing water views from nearly every room. The floor plan offers flexibility with two large master suites, each featuring its own private ensuite bath and walk-in closet, plus a third bedroom and a spacious den or office conveniently located near the third full bathroom. The layout is ideal for hosting family and friends or for those who desire dedicated work-from-home space. And if stairs aren’t your thing, you’ll love the private elevator exclusive to this unit, offering effortless access directly from your oversized two-car garage (462 sq. ft.) to your main living level. The kitchen is a showpiece—designed for the passionate cook and entertainer alike. Exquisite quartz countertops, a generous island, recently extended for extra bar stools/eating space, and an abundance of cabinet and pantry storage make this a dream workspace. Entertaining is effortless in the expansive great room, featuring a custom feature wall with electric fireplace, and a bar and wine display that elevate the dining area into a true gathering space. From the screened lanai, take in the peaceful sights and sounds of the illuminated fountain—an enchanting backdrop for evening cocktails or morning coffee. Practical features blend seamlessly with the luxury details: impact-resistant glass and shutters for storm protection, a new roof installed in 2023, multiple walk-in closets, and an oversized laundry room with extra storage. Every inch of this residence has been carefully designed for comfort, beauty, and function. Set within Tarpon Cove’s 10-acre gated enclave, residents enjoy a carefree, maintenance-free lifestyle enhanced by a heated pool and spa, clubhouse, fitness center, and scenic sidewalks that wind through lush tropical landscaping. Boaters will appreciate the well-maintained concrete walkways leading to the private docks, each equipped with electric pedestals, dock boxes, and 30-amp service. Beyond the gates, you’re minutes from Fishermen’s Village, historic downtown Punta Gorda, waterfront parks, walking trails, golf, pickleball, and some of Southwest Florida’s most celebrated dining and entertainment destinations. Whether you’re seeking a seasonal retreat or a year-round residence, this condo offers the perfect balance of elegance, tranquility, and access to adventure. Live where every day feels like a getaway— schedule your private showing today and discover why Tarpon Cove remains one of Punta Gorda’s most desirable waterfront communities.BE SURE TO CLICK THE FULL VIRTUAL TOUR LINKS FOR DETAILS!

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The essentials

Built
2004
Price / sqft
$304
On market
1 day
Annual tax
$3,542
Condo dues
$975/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
Built 2004
Waterfront
Pond
Community pool
Fitness center too
2 car garage
2,495 sqft
Living area

Payment

Est. monthly payment
$5,608/mo
Down payment (20%)
$151,800
Property taxes
$295/mo
Condo dues
$975/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2004
Lot
-
Cooling
Central Air, Humidity Control
Heating
Central, Electric
Parking
-
Waterfront
Pond
Days on Market
1
Ceiling Fans(s)
Elevator
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Rain Gutters
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Golf Carts OK
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,542
Parcel #
412211776057

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tarpon Cove Ph 15
County
Charlotte
MLS Area
33950 - Punta Gorda
Paved
Condo dues
$975/mo
Gateway Management

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #C7532076
$759,000
$304/sqft

Neighborhood

197 Tropicana Dr #1522
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $759,000
$735,000 – $759,000
96.7% – 100% of listTops out right at the list price
80% of listList price
48 of the last 94 condo closings in 33950 landed at this number or higher (51%). The median one sat 72 days before it went under contract, and this one is on day 1.

Sample: 94 closed condo sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,608/mo
Principal & interest$3,958
Property taxes$295
Insurance$380
HOA$975
Down payment20% · $151,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$759,000

$304 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,495 sq ft

Time on market

1 day

Year built

2004

Monthly payment

About $5,608/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,542 annual tax bill, insurance, and $975/mo in condo dues.

Condo dues

$975/mo

Managed by Gateway Management.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCOLDWELL BANKER SUNSTAR REALTYListing agent: Carla NixListing data from Stellar MLS, MLS# C7532076.

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