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About this home
2491 Palm Tree Dr is a 1982-built home in Punta Gorda Isles Sec 04, Punta Gorda. Inside you'll find 3 bedrooms, 4 bathrooms, and 3,750 square feet of living space. Listed at $999,999 (about $267/sqft), 45 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Some homes simply give you an address. This one gives you a lifestyle—and a story worth telling. From its circular driveway and distinctive architecture to the dramatic rooflines, rich woodwork and rooms that feel anything but ordinary, 2491 Palm Tree Drive is a waterfront home filled with character. An extended three-car garage provides plenty of room for vehicles, boating gear, storage or a workshop. Start your morning in the chef’s kitchen, where generous counters, abundant cabinetry and an open connection to the main living area make cooking part of the conversation. Tucked away from the main gathering areas, the private library creates a quiet place to read, work or simply escape for a while. The Florida room brings the pool and water views into your everyday life. A new mini-split system installed in 2026 allows this room to function as comfortable indoor living space or open-air entertaining space whenever the weather invites you outside. It also provides access to the second-floor deck located just outside the primary bedroom. An easy-lift access hatch opens to this crow’s-nest-style retreat—a private spot for morning coffee, evening sunsets or enjoying the view from above. Beyond the Florida room, the screened pool area becomes your private place to unwind. The pool was resurfaced in 2025 and upgraded with a saltwater system, while the surrounding deck was replaced the same year. From there, head to the water and enjoy direct boating access with no bridges between you and open water. Even better, the seawall is maintained by the City of Punta Gorda. Upstairs, the game room is full of personality, with warm wood finishes, architectural details and its own 2026 mini-split system. It is ready for movie nights, games, hobbies or a retreat that feels completely separate from the rest of the home. Major improvements include a new metal roof, ductwork and attic insulation in 2026, along with a whole-house water softener and reverse-osmosis drinking water in the kitchen. Here, weekends can begin with coffee above the water, move to an afternoon in the pool and end with friends gathered in a home designed for living and entertaining. Downtown Punta Gorda and Fishermen’s Village are nearby, along with convenient access to Punta Gorda Airport and I-75. Distinctive, inviting and connected to the water, this is Florida living with a personality all its own.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Quick answers.
Price
$999,999
$267 per sq ft
Beds and baths
3 beds, 4 baths
Size
3,750 sq ft
Time on market
45 days
Year built
1982
Monthly payment
About $6,648/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,193 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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