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Overview

3 bd4 ba3,750 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built1982
Lot13,987 sqft
Living area3,750 sqft
Price / sqft$267
Garage3 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboStone CountersBalconyPrivate Mailbox

2491 Palm Tree Dr is a 1982-built home in Punta Gorda Isles Sec 04, Punta Gorda. Inside you'll find 3 bedrooms, 4 bathrooms, and 3,750 square feet of living space. Listed at $999,999 (about $267/sqft), 45 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Some homes simply give you an address. This one gives you a lifestyle—and a story worth telling. From its circular driveway and distinctive architecture to the dramatic rooflines, rich woodwork and rooms that feel anything but ordinary, 2491 Palm Tree Drive is a waterfront home filled with character. An extended three-car garage provides plenty of room for vehicles, boating gear, storage or a workshop. Start your morning in the chef’s kitchen, where generous counters, abundant cabinetry and an open connection to the main living area make cooking part of the conversation. Tucked away from the main gathering areas, the private library creates a quiet place to read, work or simply escape for a while. The Florida room brings the pool and water views into your everyday life. A new mini-split system installed in 2026 allows this room to function as comfortable indoor living space or open-air entertaining space whenever the weather invites you outside. It also provides access to the second-floor deck located just outside the primary bedroom. An easy-lift access hatch opens to this crow’s-nest-style retreat—a private spot for morning coffee, evening sunsets or enjoying the view from above. Beyond the Florida room, the screened pool area becomes your private place to unwind. The pool was resurfaced in 2025 and upgraded with a saltwater system, while the surrounding deck was replaced the same year. From there, head to the water and enjoy direct boating access with no bridges between you and open water. Even better, the seawall is maintained by the City of Punta Gorda. Upstairs, the game room is full of personality, with warm wood finishes, architectural details and its own 2026 mini-split system. It is ready for movie nights, games, hobbies or a retreat that feels completely separate from the rest of the home. Major improvements include a new metal roof, ductwork and attic insulation in 2026, along with a whole-house water softener and reverse-osmosis drinking water in the kitchen. Here, weekends can begin with coffee above the water, move to an afternoon in the pool and end with friends gathered in a home designed for living and entertaining. Downtown Punta Gorda and Fishermen’s Village are nearby, along with convenient access to Punta Gorda Airport and I-75. Distinctive, inviting and connected to the water, this is Florida living with a personality all its own.

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The essentials

Built
1982
Price / sqft
$267
On market
45 days
Annual tax
$11,193
Flood zone
AE
Lot
13,987 sqft
Type
Single Family Residence

At a glance

Single family
Built 1982
Waterfront
Canal - Brackish
Private pool
Heated
3 car garage
0.32 acres
Lot size

Payment

Est. monthly payment
$6,648/mo
Down payment (20%)
$200,000
Property taxes
$933/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1982
Lot
13,987 sqft
Cooling
Central Air
Heating
Electric, Other
Parking
-
Pool
Deck, Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
Waterfront
Canal - Brackish
Days on Market
45
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Stone Counters
Balcony
Private Mailbox
Rain Gutters
Dishwasher
Disposal
Exhaust Fan
Microwave
Range
Refrigerator
Water Softener
Flood Zone AE
Annual Tax (2025)
$11,193
Parcel #
412211381003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 04
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
13,987 sqft

Price history

Date
Event
Price
8/27/2026
Listed for sale
Source: Stellar MLS #C7530051
$999,999
$267/sqft

Neighborhood

2491 Palm Tree Dr
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $999,999
$970,000 – $999,999
96.9% – 100% of listTops out right at the list price
80% of listList price
138 of the last 275 home closings in 33950 landed at this number or higher (50%). The median one sat 68 days before it went under contract, and this one is on day 45.

Sample: 275 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,648/mo
Principal & interest$5,215
Property taxes$933
Insurance$500
Down payment20% · $200,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$999,999

$267 per sq ft

Beds and baths

3 beds, 4 baths

Size

3,750 sq ft

Time on market

45 days

Year built

1982

Monthly payment

About $6,648/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,193 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byLRC REALTY ADVISORS, INCListing agent: Shari SmithListing data from Stellar MLS, MLS# C7530051.

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