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Overview

4 bd3 ba3,209 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1991
Lot9,600 sqft
Living area3,209 sqft
Price / sqft$436
Garage2 car

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About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room Combo

414 Caicos Dr is a 1991-built home in Punta Gorda Isles Sec 11, Punta Gorda. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,209 square feet of living space. Listed at $1,400,000 (about $436/sqft), 70 days on market. Flood zone 9AE - confirm flood insurance requirements with your lender.

From the listing

Two-story, 4-bedroom, 3-bathroom pool home in Punta Gorda Isles with potential for in-law suite. Transferable flood at 1200.00 annually. 80 feet of waterfront & just minutes to open water. A new metal roof and salt water pool make this home a must see. The ultimate in Southwest Florida living. A 16' x 8' concrete dock with electricity and water is complemented by a NEW 16,000-lb. boat lift and NEW concrete pilings. Inside, soaring ceilings, crown molding, an open floor plan, and travertine tile throughout the main living areas create an elegant setting for everyday living and entertaining. Extensive 2026 updates add modern style and functionality throughout. MAIN LIVING AREAS: • Open living and dining area with glass slider showcasing water views • Soaring ceilings with crown molding • Travertine tile throughout main living areas • New lighting throughout GOURMET KITCHEN: • Fully updated kitchen with NEW 60" refrigerator, built-in microwave, NEW 48" induction range, custom hood, pot filler, and 24" beverage cooler • Quartz countertops and large center island with seating • Custom sink with pop-up outlet and soft-close cabinetry • Updated pantry and laundry room with ceramic tile floors, ample cabinetry, and dual washer/dryer combo units MAIN-LEVEL FLEXIBLE LIVING: • Den ideal for office, media room, playroom, or additional bedroom with doors added • In-law suite/bonus room with glass slider to lanai, private full bathroom, and attached office/closet with built-in shelving • Space could easily accommodate a kitchenette for a private guest suite PRIMARY SUITE: • Main-level bedroom with glass slider to lanai • Large double-sided walk-in closet • Updated bath with split vanities, soaking tub, and walk-in shower UPSTAIRS: • Additional bedrooms with built-in closets • Loft and balcony overlooking the water • Updated Jack-and-Jill style shared bathroom OUTDOOR LIVING: • Large screened lanai with outdoor kitchen • Heated saltwater pool and spa overlooking the water • 80 feet of waterfront • 16' x 8' concrete dock with electricity and water • NEW 16,000-lb. boat lift and concrete pilings • Minutes to open water FLOOD IS TRANSFERABLE @ 1200.00 annually Elevation is 10.5 and the home has had NO FLOODING ADDITIONAL FEATURES: • 2022 metal roof • Freshly painted interior • Oversized 2-car garage with storage space • Custom overhead garage lighting This Punta Gorda Isles residence delivers an exceptional combination of luxury, flexible living space, resort-style outdoor amenities, and outstanding boating access. Thoughtfully updated and ready to enjoy, this is Florida waterfront living at its finest.

The essentials

Built
1991
Price / sqft
$436
On market
70 days
Annual tax
$6,747
Flood zone
9AE
Lot
9,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
Waterfront
Canal - Saltwater
Private pool
Gunite
2 car garage
Circular Driveway
9,600 sqft lot
Lot size

Payment

Est. monthly payment
$8,564/mo
Down payment (20%)
$280,000
Property taxes
$562/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
9,600 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Circular Driveway, Driveway, Garage Door Opener, Off Street
Pool
Gunite, In Ground, Lighting, Outside Bath Access, Screen Enclosure
Waterfront
Canal - Saltwater
Days on Market
70
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Rain Gutters
Sprinkler Metered
Deed Restrictions
Dog Park
Golf Carts OK
Park
Playground
Tennis Court(s)
Bar Fridge
Convection Oven
Cooktop
Dishwasher
Dryer
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer
Wine Refrigerator
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone 9AE
Annual Tax (2025)
$6,747
Parcel #
412212409010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 11
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
9,600 sqft
City LimitsIn CountyLandscapedNear MarinaPaved

Price history

Date
Event
Price
8/1/2026
Listed for sale
Source: Stellar MLS #C7529204
$1,400,000
$436/sqft

Neighborhood

414 Caicos Dr
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $1,400,000
$1.36M – $1.40M
96.9% – 100% of listTops out right at the list price
80% of listList price
138 of the last 274 home closings in 33950 landed at this number or higher (50%). The median one sat 67 days before it went under contract, and this one is on day 70.

Sample: 274 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$8,564/mo
Principal & interest$7,302
Property taxes$562
Insurance$700
Down payment20% · $280,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,400,000

$436 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,209 sq ft

Time on market

70 days

Year built

1991

Monthly payment

About $8,564/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,747 annual tax bill, insurance.

Flood zone

Zone 9AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byKW PEACE RIVER PARTNERSListing agent: Kimberly Pennell-GrahamListing data from Stellar MLS, MLS# C7529204.

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