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Overview

4 bd5 ba4,621 sqft3 car garageSingle Family
TypeSingle Family
HOA$255/mo
Built2008
Lot62,177 sqft
Living area4,621 sqft
Price / sqft$357
Garage3 car

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About this home

Built-in FeaturesCeiling Fans(s)Central VaccumCoffered Ceiling(s)Crown MoldingEat-in KitchenHigh CeilingsLiving Room/Dining Room Combo

28959 Smugglers Ln is a 2008-built home in Peace River Ests, Punta Gorda. Inside you'll find 4 bedrooms, 5 bathrooms, and 4,621 square feet of living space. Listed at $1,650,000 (about $357/sqft), 12 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $255 monthly.

From the listing

Welcome to this stunning custom residence, where timeless architecture meets the relaxed elegance of Florida living. Perfectly framed by towering palm trees and a sweeping brick paver driveway, this home makes an unforgettable first impression with its grand façade, arched entryway, and beautifully manicured landscaping. Architectural details shine throughout, from stately columns and decorative balustrades to the tile roof and refined exterior finishes that reflect a Mediterranean-inspired design. An oversized driveway and multiple garage bays provide ample space for guests and storage, while the lush surroundings create a private, estate-like setting. Situated within the exclusive, private gated enclave of The Estates on the Peace River, this extraordinary waterfront estate offers over 4,400 square feet of luxurious living on more than an acre, showcasing endless views of the Peace River and protected preserves. This custom-built, two-story Mediterranean masterpiece features 4 spacious bedrooms, 4.5 baths, a dedicated office, formal living and dining rooms, and a laundry room on the main level, with an upstairs fourth bedroom and full bathroom that can also serve as a media or game room. Exquisitely crafted, the home boasts soaring 16- to 20-foot coffered ceilings, 20-inch polished travertine flooring, 8-foot doors, solid wood cabinetry, granite countertops, stainless steel appliances, and a central vacuum system. The luxurious primary suite offers coffered ceilings, dual walk-in closets, and a spa-like bath complete with dual vanities, a jetted tub, and an expansive walk-through shower. Exceptional resort-style outdoor living awaits! This expansive screened lanai features a heated swimming pool with a built-in spa, offering the perfect blend of relaxation and year-round enjoyment. Designed for entertaining, the outdoor space includes ample lounging and seating areas set on elegant paver flooring, all protected by a full screen enclosure. The highlight is the tiki hut with a full kitchen, creating the ultimate outdoor entertaining and dining experience. Seamless indoor-outdoor flow and generous covered areas make this backyard a true private oasis—ideal for hosting gatherings or enjoying Florida’s outdoor lifestyle in comfort and style. Outdoors, the lush tropical landscaping is supported by a well-based irrigation system, while a three-car garage, brick paver motor court, and authentic clay tile roof complete this truly glamorous waterfront estate on the Peace River. Community amenities include boat ramp, boat slip for each home site, fishing pier, and tiki hut for casual get-togethers. For added opportunity and privacy, this property can also be combined with the adjacent Lot 20, available for an additional $150,000. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

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The essentials

Built
2008
Price / sqft
$357
On market
12 days
Annual tax
$14,091
HOA
$255/mo
Flood zone
AE
Lot
62,177 sqft
Type
Single Family Residence

At a glance

Single family
Built 2008
Waterfront
Lake Front
Private pool
Heated
3 car garage
Circular Driveway
1.43 acres
Lot size

Payment

Est. monthly payment
$10,859/mo
Down payment (20%)
$330,000
Property taxes
$1,174/mo
HOA
$255/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
62,177 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway, Covered, Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Off Street, Oversized
Pool
Gunite, Heated, In Ground, Outside Bath Access, Screen Enclosure
Waterfront
Lake Front
Days on Market
12
Built-in Features
Ceiling Fans(s)
Central Vaccum
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Lighting
Outdoor Grill
Outdoor Kitchen
Rain Gutters
Gated Community - No Guard
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$14,091
Parcel #
402314227019

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Peace River Ests
County
Charlotte
MLS Area
33982 - Punta Gorda
Lot Size
62,177 sqft
Corner LotFloodZoneIn CountyLandscapedLevelOversized LotPavedPrivate
HOA
$255/mo
ESTATES ON PEACE RIVER

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #C7531417
$1,650,000
$357/sqft

Neighborhood

28959 Smugglers Ln
Punta Gorda, FL, 33982 · 33982 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $1,650,000
$1.61M – $1.65M
97.4% – 100% of listTops out right at the list price
80% of listList price
70 of the last 138 home closings in 33982 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 12.

Sample: 138 closed home sales in 33982 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$10,860/mo
Principal & interest$8,605
Property taxes$1,174
Insurance$825
HOA$255
Down payment20% · $330,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,650,000

$357 per sq ft

Beds and baths

4 beds, 5 baths

Size

4,621 sq ft

Time on market

12 days

Year built

2008

Monthly payment

About $10,859/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $14,091 annual tax bill, insurance, and the $255/mo HOA fee.

HOA fee

$255/mo

Managed by ESTATES ON PEACE RIVER.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byMARINA PARK REALTY LLCListing agent: Brian ZieglerListing data from Stellar MLS, MLS# C7531417.

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