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Overview

4 bd4 ba3,337 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1996
Lot10,403 sqft
Living area3,337 sqft
Price / sqft$404
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Central VaccumChair RailCoffered Ceiling(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room Combo

3805 Saba CT is a 1996-built home in Punta Gorda Isles Sec 12, Punta Gorda. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,337 square feet of living space. Listed at $1,348,000 (about $404/sqft), 404 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Multi-Generational Courtyard style Home in Sailboat section of the Coveted Punta Gorda Isles! With no fixed bridges, a brand-new 88-foot oversized concrete seawall, and a 10-to-15 minute run to Charlotte Harbor by way of Ponce de Leon or Alligator Creek route with Direct Gulf reach this Home is a boater and anglers Paradise. The dock is concrete with water and electric. Wake up to Sunrises over St. Andrews Priv Golf-course from the front Juliet balcony; canal sunsets from the second-floor courtyard balcony. This remodeled Courtyard Style home boasts 3,337 square feet under Air with a Cabana/ in-law quarter, four bedrooms, three-and-a-half baths, a 2023 metal tile roof, and a clear-view enclosure over an oversized heated pool, walk-in spa, and waterfall courtyard. Pocket sliders open the Saltillo tile bordered living area to outdoor Courtyard space. First-floor Primary suite with en suite bath with courtyard access and a full size soaking tub and walk-in shower. Inside, high ceilings and a 2024 chef’s kitchen with herringbone tile, Beautiful Quartz countertops, and an open flow to the main living room and dining room with water and courtyard views with a double sided fully functioning propane Fireplace to the Library/ office space from the dining. Two-car garage with an epoxy floor and a wraparound paver drive way with ample space to host guest. PGI Section 12 — a short trip to Ponce de Leon Park, downtown, and Fishermen’s Village by car or by water. Pre-Approval/ Proof of funds required for showings. Please provide to listing agent with showtime requests.

The essentials

Built
1996
Price / sqft
$404
On market
404 days
Annual tax
$15,284
Flood zone
AE
Lot
10,403 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
Waterfront
Canal - Brackish
Private pool
Heated
2 car garage
10,403 sqft lot
Lot size

Payment

Est. monthly payment
$8,978/mo
Down payment (20%)
$269,600
Property taxes
$1,274/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
10,403 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground, Gunite, Heated, Lighting, Outside Bath Access, Screen Enclosure, Tile
Waterfront
Canal - Brackish
Days on Market
404
Ceiling Fans(s)
Central Vaccum
Chair Rail
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Awning(s)
Balcony
Courtyard
Rain Gutters
Street Lights
Cooktop
Dishwasher
Disposal
Exhaust Fan
Ice Maker
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$15,284
Parcel #
412223132006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 12
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
10,403 sqft
Cul-De-SacNear Golf CoursePrivatePaved

Price history

Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #D6143636
$1,348,000+4.1%
$404/sqft
-
Price change
Source: Stellar MLS #D6143636
$1,295,000-13.0%
$388/sqft
9/2/2025
Listed for sale
Source: Stellar MLS #D6143636
$1,488,000
$446/sqft

Neighborhood

3805 Saba CT
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $1,348,000
$1.31M – $1.35M
96.9% – 100% of listTops out right at the list price
80% of listList price
138 of the last 275 home closings in 33950 landed at this number or higher (50%). The median one sat 68 days before it went under contract, and this one is on day 404 after a $140,000 cut.

Sample: 275 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$8,978/mo
Principal & interest$7,030
Property taxes$1,274
Insurance$674
Down payment20% · $269,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,348,000

$404 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,337 sq ft

Time on market

404 days

Year built

1996

Monthly payment

About $8,978/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $15,284 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byCENTURY 21 TROPICAL BREEZEListing agent: Jan FanstillListing data from Stellar MLS, MLS# D6143636.

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