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Overview

3 bd3 ba1,448 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1981
Lot10,800 sqft
Living area1,448 sqft
Price / sqft$967
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone CountersThermostat

440 Bocilla Dr is a 1981-built home in Palm Island Estates Unit 4, Placida. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,448 square feet of living space. Listed at $1,400,000 (about $967/sqft), 193 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Upon arrival to this beach house, you'll instantly feel the island vibe. Home has updated roof, siding, and has IMPACT windows and doors. Upon entering the home, you'll immediately notice the spacious open floor plan as well as the artistic flair that flows throughout the entire property. The updated kitchen has sparkly white waterfall countertops with breakfast bar that seats six, white wooden cabinetry with an abundance of storage space, plus a wooden accent island. There is a stainless steel refrigerator, electric convection stove with double oven, dishwasher & sink. There is coretec plus vinyl flooring throughout the home. The living and dining room offer a very relaxing atmosphere with 6-1/2' by 20' of glass walls and door bringing in views of the amazing 400-foot-wide Kettle Harbor Waterway. This truly brings outside into your living space. Yes, you can truly see manatees and dolphins on a regular basis. The on-suite and second bedroom have private access to a 7' x 20' deck with a pergola for sunset viewing. Access to the third bedroom is by way of a beautiful wooden sap cherry staircase. It offers a half bath and its own private balcony overlooking Kettle Harbor. The outdoor oasis is second to none. A salt water pool is 17' x 28' and has a large covered seating and dining area. The ground level offers a air conditioned bonus room 11x18 and a full service pool bath. This area also offers an elevated outdoor wooden, screened kitchen & bar cabana with beautiful water views. To add to your outside enjoyment there is a pergola style swing bed, A 250 foot circular wooden deck for poolside sun enjoyment. For boating pleasure there is a wooden dock and a 10,000-pound boat lift. There are no bridges on Kettle Harbor and offers direct access to the ICW and Gulf. This home also has deeded beach access, just a quick walk or golf cart ride away.

The essentials

Built
1981
Price / sqft
$967
On market
309 days
Annual tax
$12,015
Flood zone
AE
Lot
10,800 sqft
Type
Single Family Residence

At a glance

Single family
Built 1981
Waterfront
Bay/Harbor
Private pool
Deck
2 car garage
Circular Driveway
0.25 acres
Lot size

Payment

Est. monthly payment
$9,003/mo
Down payment (20%)
$280,000
Property taxes
$1,001/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1981
Lot
10,800 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Circular Driveway, Deeded, Driveway, Golf Cart Garage, Golf Cart Parking, Ground Level, Open
Pool
Deck, Gunite, In Ground, Outside Bath Access, Salt Water
Waterfront
Bay/Harbor
Days on Market
309
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Window Treatments
Balcony
Courtyard
French Doors
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Sliding Doors
Storage
Convection Oven
Dishwasher
Dryer
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Washer
Flood Zone AE
Annual Tax (2025)
$12,015
Parcel #
412033454003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Island Estates Unit 4
County
Charlotte
MLS Area
33946 - Placida
Lot Size
10,800 sqft
FloodZoneOversized LotUnpaved

Price history

Date
Event
Price
6/17/2026
Price change
Source: Stellar MLS #D6145086
$1,400,000-9.7%
$967/sqft
12/5/2025
Listed for sale
Source: Stellar MLS #D6145086
$1,550,000
$1,070/sqft

Neighborhood

440 Bocilla Dr
Placida, FL, 33946 · 33946 - Placida

Market insights

Offer Insights

Choose an offer strength

List price: $1,400,000
$1.30M – $1.40M
93.1% – 100% of listTops out right at the list price
80% of listList price
79 of the last 156 home closings in 33946 landed at this number or higher (51%). The median one sat 81 days before it went under contract, and this one is on day 309 after a $150,000 cut.

Sample: 156 closed home sales in 33946 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,003/mo
Principal & interest$7,302
Property taxes$1,001
Insurance$700
Down payment20% · $280,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,400,000

$967 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,448 sq ft

Time on market

309 days

Year built

1981

Monthly payment

About $9,003/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,015 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byMICHAEL SAUNDERS & COMPANYListing agent: Kevin MackinListing data from Stellar MLS, MLS# D6145086.

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