550 N Gulf Blvd, photo 1
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Overview

3 bd2 ba2,517 sqftSingle Family
TypeSingle Family
HOANone listed
Built1961
Lot19,200 sqft
Living area2,517 sqft
Price / sqft$695

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About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Wood CabinetsStone CountersWalk-in Closet(s)

550 N Gulf Blvd is a 1961-built home in Palm Island Estates Un 1, Placida. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,517 square feet of living space. Listed at $1,749,000 (about $695/sqft), 88 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Some places impress you the moment you arrive. Others change the way you live. Your journey home begins with a brief five-minute crossing aboard the Palm Island car ferry, where the pace of the mainland gives way to one of Florida’s most treasured and exclusive barrier islands—a place where the water sets the rhythm of the day, quiet beaches and protected waters create the backdrop, and a remarkable sense of tranquility becomes part of everyday life. Perfectly positioned on an oversized double lot overlooking the sheltered waters of the Palm Island Yacht Basin and just across the street from the Gulf of Mexico, 550 North Gulf Boulevard offers one of the island’s most desirable settings. Private dockage provides direct, bridge-free access to Lemon Bay, the Intracoastal Waterway, and the Gulf, while deeded beach access just steps away offers the rare privilege of enjoying both boating and the beach from a single property. The residence encompasses approximately 2,517 square feet with three bedrooms and two full bathrooms, offering a floor plan that balances comfortable everyday living with effortless entertaining. Extensive interior renovations have transformed the home’s main living spaces, highlighted by a beautifully appointed kitchen featuring custom cabinetry, premium appliances, generous workspace, and a large center island that naturally becomes the gathering place for family and friends. A custom entertaining bar complements the adjoining living and dining areas, creating an inviting space that flows seamlessly throughout the main level. Occupying the entire second floor, the owner’s suite provides exceptional privacy and generous living space. In addition to the spacious bedroom, the suite includes an adjoining office or sitting area, a generous walk-in closet, and the added convenience of a separate washer and dryer within the primary bathroom. Two private balconies—one facing east to welcome the sunrise and the other west to capture spectacular sunsets—offer peaceful places to enjoy the changing light while overlooking the pool and tropical landscape. Designed for entertaining as much as relaxation, the pool features a generous sun shelf and a built-in submerged table, creating an inviting setting for al fresco dining, afternoon refreshments, or sunset cocktails beneath mature palms and surrounded by lush tropical landscaping. The surrounding patios provide inviting spaces to gather with family and friends or simply unwind in the privacy of the island setting. For boaters, the waterfront amenities are exceptional. The composite dock features a covered 10,000-pound boat lift, capable of accommodating vessels of approximately 36 feet, providing direct access to Lemon Bay, the Intracoastal Waterway, and the Gulf. An air-conditioned workshop offers valuable space for boating equipment, fishing gear, hobbies, or additional storage. Whether the day begins with a sunrise walk along the Gulf beach, an afternoon on the water, or an evening watching the sunset from your private balcony, 550 North Gulf Boulevard offers more than an exceptional waterfront home—it offers the opportunity to experience Palm Island as it was meant to be lived.

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The essentials

Built
1961
Price / sqft
$695
On market
88 days
Annual tax
$17,805
Flood zone
AE
Lot
19,200 sqft
Type
Single Family Residence

At a glance

Single family
Built 1961
Waterfront
Bay/Harbor
Private pool
Gunite
0.44 acres
Lot size
2,517 sqft
Living area

Payment

Est. monthly payment
$11,480/mo
Down payment (20%)
$349,800
Property taxes
$1,484/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1961
Lot
19,200 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric, Zoned
Parking
Circular Driveway, Driveway
Pool
Gunite, In Ground, Lighting
Waterfront
Bay/Harbor
Days on Market
88
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Wet Bar
Window Treatments
Balcony
Lighting
Outdoor Grill
Private Yard
Rain Gutters
Golf Carts OK
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Vineland Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$17,805
Parcel #
412031402004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Island Estates Un 1
County
Charlotte
MLS Area
33946 - Placida
Lot Size
19,200 sqft
LandscapedLevelOversized LotPrivatePaved

Price history

Date
Event
Price
7/14/2026
Listed for sale
Source: Stellar MLS #A4699916
$1,749,000
$695/sqft

Neighborhood

550 N Gulf Blvd
Placida, FL, 33946 · 33946 - Placida

Market insights

Offer Insights

Choose an offer strength

List price: $1,749,000
$1.63M – $1.75M
93.1% – 100% of listTops out right at the list price
80% of listList price
79 of the last 156 home closings in 33946 landed at this number or higher (51%). The median one sat 81 days before it went under contract, and this one is on day 88.

Sample: 156 closed home sales in 33946 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$11,480/mo
Principal & interest$9,122
Property taxes$1,484
Insurance$875
Down payment20% · $349,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,749,000

$695 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,517 sq ft

Time on market

88 days

Year built

1961

Monthly payment

About $11,480/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $17,805 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCOLDWELL BANKER REALTYListing agent: Lisa GarciaListing data from Stellar MLS, MLS# A4699916.

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