431 Kettle Harbor Dr, photo 1
Active
1 / 64

Overview

3 bd2 ba1,916 sqftSingle Family
TypeSingle Family
HOANone listed
Built2007
Lot10,800 sqft
Living area1,916 sqft
Price / sqft$822

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenSolid Surface CountersLightingOutdoor ShowerStorageDishwasherDisposal

431 Kettle Harbor Dr is a 2007-built home in Palm Island Estates, Placida. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,916 square feet of living space. Listed at $1,575,000 (about $822/sqft), 181 days on market. Flood zone 10AE - confirm flood insurance requirements with your lender.

From the listing

You will fall in love with this 3 bedroom 2 bath home on Kettle Harbor with quick boat access to the Intracoastal Waterway!!! Open floor plan with stunning views of Kettle Harbor and amazing sunsets over the Gulf. Being sold furnished. Home has tile floors in the living area and carpet in the bedrooms, corian countertops and stainless steel GE appliances. Upgrades include: ceiling fans, light fixtures, AC/air handler, door handles, 220V exterior circuit box for electric vehicle charging, metal roof, hardie board siding and soffits, windows, bottom fascia, pool heat pump and pool pump. Dock has a 10,000 lb Deco boat lift and jet ski/skiff/inflatable boat lift. Property is located on Don Pedro-Knight-Palm Island, a bridgeless barrier island, accessible only via private boat or a 4 minute car passenger ferry. Island is situated between Ft. Myers/Naples to the south and Sarasota/Tampa to the north. Enjoy walking the white sand, uncrowded beaches searching for shells and shark's teeth, boating, fishing, bicycling, kayaking, paddle boarding and swimming in the green blue waters of the Gulf. Buy your piece of island paradise today!!!

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
2007
Price / sqft
$822
On market
187 days
Annual tax
$16,868
Flood zone
10AE
Lot
10,800 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
Waterfront
Bay/Harbor
Private pool
Heated
0.25 acres
Lot size
1,916 sqft
Living area

Payment

Est. monthly payment
$10,407/mo
Down payment (20%)
$315,000
Property taxes
$1,406/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
10,800 sqft
Cooling
Central Air
Heating
Central
Parking
Golf Cart Parking, Basement
Pool
Fiberglass, Heated, In Ground
Waterfront
Bay/Harbor
Days on Market
187
Ceiling Fans(s)
Eat-in Kitchen
Solid Surface Counters
Lighting
Outdoor Shower
Storage
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Vineland Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone 10AE
Annual Tax (2024)
$16,868
Parcel #
412033426001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Island Estates
County
Charlotte
MLS Area
33946 - Placida
Lot Size
10,800 sqft
FloodZoneIn CountyUnpaved

Price history

Date
Event
Price
4/6/2026
Listed for sale
Source: Stellar MLS #D6146917
$1,575,000
$822/sqft

Neighborhood

431 Kettle Harbor Dr
Placida, FL, 33946 · 33946 - Placida

Market insights

Offer Insights

Choose an offer strength

List price: $1,575,000
$1.47M – $1.57M
93.1% – 100% of listTops out right at the list price
80% of listList price
79 of the last 156 home closings in 33946 landed at this number or higher (51%). The median one sat 81 days before it went under contract, and this one is on day 187.

Sample: 156 closed home sales in 33946 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$10,407/mo
Principal & interest$8,214
Property taxes$1,406
Insurance$788
Down payment20% · $315,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,575,000

$822 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,916 sq ft

Time on market

187 days

Year built

2007

Monthly payment

About $10,407/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $16,868 annual tax bill, insurance.

Flood zone

Zone 10AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byISLANDER PROPERTIES INCListing agent: Robin MaddenListing data from Stellar MLS, MLS# D6146917.

Keep exploring Florida

Pick up where you left off, or see what else is out there.