1133 NE 32nd Ter, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot13,416 sqft

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About this home

1133 NE 32nd Ter is a home in Cape Coral, Cape Coral. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 1133 NE 32nd Terrace in beautiful Cape Coral, Florida — a rare X FLOOD ZONE waterfront homesite featuring breathtaking wide water views from this premium tip lot location. This property offers the ultimate Southwest Florida lifestyle with a 152' of concrete seawall and a concrete boat dock already in place, making it ready for boating, fishing, and sunset cruising right from your backyard. Enjoy expansive intersecting canal views on the Bonnie and Shapiro Canals that create an open water feel, along with extra privacy and nature views only a tip lot like this can provide. Whether you're planning to build your dream waterfront home or invest in one of Cape Coral’s boating-friendly communities with No HOA, this property checks all the boxes. Imagine relaxing poolside while taking in panoramic water views, watching fish jump and birds flying by...decompress after long days or escape from cold winters. This and so much more from your own backyard. Opportunities like this are becoming harder to find — especially with wide water views, an improved tip lot with seawall and boat dock already in place, and X Flood Zone. WOW! Schedule your private showing today and experience the best of Cape Coral waterfront living.

The essentials

On market
154 days
Annual tax
$1,490
Flood zone
X · Low risk
Lot
13,416 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Freshwater
0.31 acres
Lot size

Payment

Est. monthly payment
$581/mo
Down payment (20%)
$16,000
Property taxes
$124/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
13,416 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Freshwater
Days on Market
154
Elementary
Diplomat Elementary
Middle
Diplomat Middle School
High
Island Coast High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,490
Parcel #
19-43-24-C4-05559.0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Coral
County
Lee
MLS Area
33909 - Cape Coral
Lot Size
13,416 sqft
BuildableRoom For PoolPavedTip Lot

Price history

Date
Event
Price
5/15/2026
Price change
Source: Stellar MLS #D6147426
$80,000+14.3%
5/12/2026
Listed for sale
Source: Stellar MLS #D6147426
$70,000

Neighborhood

1133 NE 32nd Ter
Cape Coral, FL, 33909 · 33909 - Cape Coral

Calculator

Est. monthly payment
$581/mo
Principal & interest$417
Property taxes$124
Insurance$40
Down payment20% · $16,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$80,000

Time on market

154 days

Monthly payment

About $581/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,490 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byEXP REALTY LLCListing agent: Denise HeathListing data from Stellar MLS, MLS# D6147426.

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