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Overview

3 bd3 ba2,232 sqft2 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built2007
Lot10,000 sqft
Living area2,232 sqft
Price / sqft$197
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Wood CabinetsSplit Bedroom

10495 Atenia St is a 2007-built home in Port Charlotte Sec 87, Port Charlotte. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,232 square feet of living space. Listed at $439,900 (about $197/sqft), 41 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

Set in the desirable South Gulf Cove community, this spacious 3-bedroom, 3-bath pool home with a den and 2-car garage combines generous living spaces, impressive architectural details, and the indoor-outdoor lifestyle Southwest Florida buyers are searching for. A raised front entry makes a memorable first impression with a glass-accented front door, dual sidelights, and a transom window, while soaring 12-foot ceilings create an open, airy feel throughout the home. Tile flooring flows through the main living areas, with carpeting in the bedrooms for added comfort. The living room is designed to connect seamlessly with the outdoors, featuring 8-foot sliding glass doors topped by a transom window that open to the covered lanai, expansive pool deck, and private swimming pool. The kitchen offers raised-panel cabinetry, granite countertops, stainless steel appliances including a double oven, recessed lighting, and a spacious breakfast bar perfect for casual dining or gathering with guests. The large primary suite provides its own private retreat with a double tray ceiling, direct access to the lanai and pool, and two walk-in closets. The ensuite bathroom features two separate vanities positioned across from one another, a large jetted soaking tub, and an oversized walk-through shower. Two additional bedrooms, a versatile den, and two additional full bathrooms provide plenty of flexibility, while the third bathroom is conveniently positioned for easy access from the pool area. The covered lanai and oversized pool deck offer abundant space for outdoor dining, entertaining, or simply enjoying Florida's year-round sunshine. South Gulf Cove is ideally located near shopping, dining, boating, recreation, and the Gulf Coast, with the beaches of Boca Grande and Englewood approximately 20–25 minutes away. Boca Grande is also renowned for world-class fishing, making this location especially appealing to buyers who want easy access to beaches, boating, fishing, and the relaxed Southwest Florida lifestyle.

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The essentials

Built
2007
Price / sqft
$197
On market
51 days
Annual tax
$5,282
HOA
$120/yr
Flood zone
AE
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
Private pool
Gunite
2 car garage
Driveway
10,000 sqft lot
Lot size
2,232 sqft
Living area

Payment

Est. monthly payment
$2,964/mo
Down payment (20%)
$87,980
Property taxes
$440/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
10,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Workshop in Garage
Pool
Gunite, In Ground, Salt Water, Screen Enclosure
Days on Market
51
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Lighting
Private Mailbox
Rain Gutters
Clubhouse
Park
Playground
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$5,282
Parcel #
412128476001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 87
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
10,000 sqft
LandscapedPaved
HOA
$120/yr
Sheryl Blocklin

Price history

Date
Event
Price
8/20/2026
Listed for sale
Source: Stellar MLS #D6148470
$439,900
$197/sqft

Neighborhood

10495 Atenia St
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $439,900
$420,000 – $439,900
95.7% – 100% of listTops out right at the list price
80% of listList price
231 of the last 457 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 51.

Sample: 457 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,964/mo
Principal & interest$2,294
Property taxes$440
Insurance$220
HOA$10
Down payment20% · $87,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$439,900

$197 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,232 sq ft

Time on market

51 days

Year built

2007

Monthly payment

About $2,964/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,282 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Managed by Sheryl Blocklin.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCENTURY 21 SUNBELT REALTYListing agent: Jayson BurtchListing data from Stellar MLS, MLS# D6148470.

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