8147 Tracy Cir, photo 1
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Overview

4 bd4 ba2,667 sqft3 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built2025
Lot9,999 sqft
Living area2,667 sqft
Price / sqft$221
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsOpen FloorplanSplit BedroomStone CountersTray Ceiling(s)Walk-in Closet(s)Sprinkler MeteredClubhouse

8147 Tracy Cir is a 2025-built home in Port Charlotte Sec 093, Port Charlotte. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,667 square feet of living space. Listed at $589,900 (about $221/sqft), 0 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

STUNNING PHOTOS COMING SOON...Brand new. Never lived in. Built for the way Southwest Florida really lives. Welcome to 8147 Tracy Circle, 2025 construction in South Gulf Cove with NO mandatory HOA. Step inside and 12-foot ceilings, tray details and 8-foot doors open the entire home up, with light pouring across 48"x24" porcelain tile from the entry to the four-panel impact slider. At the heart of it all is a chef's kitchen made for gathering: an oversized quartz island, statement center hood, soft-close cabinetry with glass-front uppers, stainless appliances and a pantry with room for everything. Four bedrooms and 3.5 baths sit on a split plan with TWO en-suite bedrooms, giving guests and extended stays a private retreat of their own. The primary suite opens straight to the covered lanai and delivers a soaking tub, separate shower, dual vanities and a private water closet and a walk-through closet to the laundry room. Peace of mind is built in: constructed to the current flood elevation code with impact-rated windows and doors throughout. Bring the boat, the golf cart and the toys. The garage includes golf cart space, and the community boat ramp puts the Myakka River, Charlotte Harbor and the Gulf within easy reach. Boca Grande and Englewood beaches, marinas, golf and I-75 are minutes away, and there is room to add a pool when you are ready. New home. No waiting. No mandatory HOA. This is the one.

The essentials

Built
2025
Price / sqft
$221
On market
6 days
Annual tax
$1,043
HOA
$120/yr
Flood zone
AE
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
3 car garage
Garage Door Opener
9,999 sqft lot
Lot size
2,667 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$3,469/mo
Down payment (20%)
$117,980
Property taxes
$87/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
9,999 sqft
Cooling
Central Air
Heating
Electric
Parking
Garage Door Opener, Golf Cart Garage
Days on Market
6
High Ceilings
Open Floorplan
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Sprinkler Metered
Clubhouse
Deed Restrictions
Golf Carts OK
Park
Playground
Sidewalks
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Refrigerator
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$1,043
Parcel #
412115310013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 093
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft
Near Golf CourseNear Marina
HOA
$120/yr
South Gulf Cove HOA

Price history

Date
Event
Price
10/3/2026
Listed for sale
Source: Stellar MLS #C7531533
$589,900
$221/sqft

Neighborhood

8147 Tracy Cir
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $589,900
$565,000 – $589,900
95.7% – 100% of listTops out right at the list price
80% of listList price
230 of the last 456 home closings in 33981 landed at this number or higher (50%). The median one sat 89 days before it went under contract, and this one is on day 6.

Sample: 456 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,468/mo
Principal & interest$3,077
Property taxes$87
Insurance$295
HOA$10
Down payment20% · $117,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$589,900

$221 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,667 sq ft

Time on market

6 days

Year built

2025

Monthly payment

About $3,469/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,043 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Managed by South Gulf Cove HOA.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCOLDWELL BANKER REALTYListing agent: Carri MetzgerListing data from Stellar MLS, MLS# C7531533.

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