10474 Winnipeg St, photo 1
Active
1 / 63

Overview

4 bd4 ba2,377 sqft2 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built2025
Lot9,999 sqft
Living area2,377 sqft
Price / sqft$337
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanTray Ceiling(s)Walk-in Closet(s)LightingOutdoor KitchenSliding DoorsDishwasher

10474 Winnipeg St is a 2025-built home in Port Charlotte Sec 87, Port Charlotte. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,377 square feet of living space. Listed at $799,999 (about $337/sqft), 235 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

SELLER INCENTIVES AVAILABLE TOWARD BUYER’S CLOSING COSTS. Stunning new construction waterfront home offering direct sailboat access with no bridges—an ideal location for boating enthusiasts seeking quick and easy navigation to open water. The property features modern architecture, elegant curb appeal, and high-end finishes throughout. A highly desirable mother-in-law apartment provides exceptional flexibility for multigenerational living, guests, or private extended stays. The spacious, open-concept layout is filled with natural light, enhanced by large windows that frame the peaceful canal views. Enjoy resort-style outdoor living with an expansive screened-in lanai, luxurious pool with integrated spa, and a wide paver deck perfect for entertaining or relaxing. A concrete seawall is already in place, adding long-term stability and convenience for docking. Additional highlights include a stylish paver driveway, under-truss outdoor living area, and clean contemporary exterior lines that further elevate the home’s modern design. This property offers the perfect blend of luxury, comfort, and true Florida waterfront living.

The essentials

Built
2025
Price / sqft
$337
On market
320 days
Annual tax
$1,875
HOA
$120/yr
Flood zone
AE
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Waterfront
Gulf/Ocean
Private pool
In Ground
2 car garage
Assigned
9,999 sqft lot
Lot size

Payment

Est. monthly payment
$4,738/mo
Down payment (20%)
$160,000
Property taxes
$156/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
9,999 sqft
Cooling
Central Air
Heating
None
Parking
Assigned, Driveway, Garage Door Opener
Pool
In Ground, Salt Water
Waterfront
Gulf/Ocean
Days on Market
320
Ceiling Fans(s)
Open Floorplan
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Outdoor Kitchen
Sliding Doors
Dishwasher
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2024)
$1,875
Parcel #
412128353019

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 87
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft
HOA
$120/yr
SOUTH GULF COVE HOMEOWNERS’ ASSOCIATION, INC.

Price history

Date
Event
Price
7/15/2026
Price change
Source: Stellar MLS #A4673094
$799,999-8.6%
$337/sqft
-
Price change
Source: Stellar MLS #A4673094
$875,000-7.5%
$368/sqft
11/23/2025
Listed for sale
Source: Stellar MLS #A4673094
$945,500
$398/sqft

Neighborhood

10474 Winnipeg St
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $799,999
$765,000 – $799,999
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 320 after a $145,501 cut.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,739/mo
Principal & interest$4,172
Property taxes$156
Insurance$400
HOA$10
Down payment20% · $160,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$799,999

$337 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,377 sq ft

Time on market

320 days

Year built

2025

Monthly payment

About $4,738/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,875 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Managed by SOUTH GULF COVE HOMEOWNERS’ ASSOCIATION, INC..

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byFLORIDA'S LINK REALTY, INCListing agent: Cecilia GomezListing data from Stellar MLS, MLS# A4673094.

Keep exploring Florida

Pick up where you left off, or see what else is out there.