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Overview

4 bd4 ba2,466 sqft4 car garageSingle Family
TypeSingle Family
HOANone listed
Built1993
Lot30,931 sqft
Living area2,466 sqft
Price / sqft$401
Garage4 car

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About this home

Ceiling Fans(s)Dry BarHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsStone CountersThermostat

2380 Vance Ter is a 1993-built home in Port Charlotte Sec 060, Port Charlotte. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,466 square feet of living space. Listed at $990,000 (about $401/sqft), 25 days on market. Flood zone AE,VE - confirm flood insurance requirements with your lender.

From the listing

Welcome to this exceptional waterfront residence in desirable Gulf Cove, offering breathtaking views, boating access, and the ideal Florida lifestyle. Situated on an expansive waterfront lot with river and canal frontage, this home provides direct access to the Myakka River and surrounding waterways, making it a perfect opportunity for boating enthusiasts. This spacious home features an open living and dining area with comfortable bedrooms and inviting indoor and outdoor spaces designed for enjoying the Florida climate. The gourmet kitchen is designed for both everyday living and entertaining, showcasing granite countertops, a stylish full-height backsplash, an industrial gas oven with a gas cooktop, refrigerator, dishwasher, water filtration system, garbage disposal, and a range hood. Adding even more functionality, the oversized garage features soaring ceilings with ample clearance for boat storage, a fully equipped prep kitchen complete with its own stove and dishwasher, and a second garage door providing convenient access to the canal side—ideal for entertaining, meal preparation, boating gear, or waterfront activities. The bathrooms feature full tile finishes, adding a clean and elegant touch throughout the home. The living area also includes a built-in dry bar, perfect for entertaining guests or creating a dedicated beverage and serving area. An elegant electric fireplace with a granite-wrapped surround serves as a beautiful focal point in the living space. Additional features include tile flooring, a tankless water heater, a dedicated laundry room with washer and dryer, a screened second-story balcony overlooking the water, a new metal roof installed in 2024, a 10-camera security system, and thoughtful design elements throughout that enhance both comfort and functionality. Enjoy the convenience of Gulf Cove's optional community amenities, including access to the private community boat ramp, waterfront park, and recreational areas through the voluntary property owners association. The boat ramp provides convenient access to the Myakka River and Charlotte Harbor waterways, making it easy to enjoy boating, fishing, and Southwest Florida's coastal lifestyle. The home offers convenient access to shopping, dining, golf, beaches, and other local attractions. Whether you are looking for a full-time residence, seasonal retreat, or waterfront investment opportunity, this property offers the space, location, luxury features, and waterfront lifestyle that make Southwest Florida living so desirable.

The essentials

Built
1993
Price / sqft
$401
On market
77 days
Annual tax
$10,258
Flood zone
AE,VE
Lot
30,931 sqft
Type
Single Family Residence

At a glance

Single family
Built 1993
Waterfront
Canal - Brackish
4 car garage
0.71 acres
Lot size
2,466 sqft
Living area

Payment

Est. monthly payment
$6,513/mo
Down payment (20%)
$198,000
Property taxes
$855/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1993
Lot
30,931 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Waterfront
Canal - Brackish, River Front
Days on Market
77
Ceiling Fans(s)
Dry Bar
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Sliding Doors
Dishwasher
Dryer
Range Hood
Refrigerator
Tankless Water Heater
Washer
Water Filtration System
Flood Zone AE,VE
Annual Tax (2025)
$10,258
Parcel #
402118326001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 060
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
30,931 sqft

Price history

Date
Event
Price
7/24/2026
Listed for sale
Source: Stellar MLS #D6148138
$990,000
$401/sqft

Neighborhood

2380 Vance Ter
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $990,000
$945,000 – $990,000
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 77.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,513/mo
Principal & interest$5,163
Property taxes$855
Insurance$495
Down payment20% · $198,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$990,000

$401 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,466 sq ft

Time on market

77 days

Year built

1993

Monthly payment

About $6,513/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,258 annual tax bill, insurance.

Flood zone

Zone AE,VE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byTALL PINES REALTYListing agent: Fernando CostaListing data from Stellar MLS, MLS# D6148138.

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